CAVEATS.--A caveat, under the patent law, is a notice given to the office of the caveator's claim as inventor, in order to prevent the grant of a patent to another for the same alleged invention upon an application filed during the life of the caveat without notice to the caveator.

Any citizen of the United States who has made a new invention or discovery, and desires further time to mature the same, may, on payment of a fee of $10, file in the Patent Office a caveat setting forth the object and the distinguishing characteristics of the invention, and praying protection of his right until he shall have matured his invention. Such caveat shall be filed in the confidential archives of the office and preserved in secrecy, and shall be operative for the term of one year from the filing thereof.

An alien has the same privilege, if he has resided in the United States one year next preceding the filing of his caveat, and has made oath of his intention to become a citizen.

The caveat must comprise a specification, oath, and, when the nature of the case admits of it, a drawing, and, like the application, must be limited to a single invention or improvement.

FEES.--Fees must be paid in advance, and are as follows. On filing each original application for a patent, $15. On issuing each original patent, $20. In design cases: For three years and six months, $10: for seven years, $15; for fourteen years, $30. On filing each caveat, $10.

On every application for the reissue of a patent, $30. Added to these are the usual charges of patent solicitors for preparing the application and for drawings etc.

SHAKESPEARE'S COUNSEL.

(Polonius' Advice to His Son Laertes.)

And these few precepts in thy memory See thou character: Give thy thoughts no tongue.

Nor any unproportion'd thought his act.

Be thou familiar, but by no means vulgar.

Those friends thou hast, and their adoption tried, Grapple them to thy soul with hooks of steel; But do not dull thy palm with entertainment Of each new-hatch'd, unfledged comrade. Beware Of entrance to a quarrel, but, being in, Bear 't that the opposed may beware of thee.

Give every man thy ear, but few thy voice; Take each man's censure, but reserve thy judgment.

Costly thy habit as thy purse can buy.

But not express'd in fancy; rich, not gaudy; For the apparel oft proclaims the man. * * *

Neither a borrower nor a lender be: For loan oft loses both itself and friend, And borrowing dulls the edge of husbandry.

This above all: to thine own self be true, And it must follow, as the night the day, Thou canst not then be false to any man.

--"Hamlet," 1 :3.

POOR RICHARD'S SAYINGS.

(Benjamin Franklin.)

Drive thy business! Let not thy business drive thee!

Diligence is the mother of good luck.

Now I have a sheep and a cow, everybody bids me good morrow.

If you would know the value of money, go and try to borrow some.

Great estates may venture more, but little boats should keep near sh.o.r.e.

What maintains one vice would bring up two children.

G.o.d helps them that help themselves.

Poverty often deprives a man of all spirit and virtue, 'Tis hard for an empty bag to stand upright.

Beware of little expenses; a small leak will sink a great ship.

For age and want, save while you may. No morning sun lasts a whole day.

HOW TO MAKE CHANGE QUICKLY.

Always consider the amount of purchase as if that much money were already counted out, then add to amount of purchase enough small change to make an even dollar, counting out the even dollars last until full amount is made up.

If the purchase amounts to 57 cents, and you are handed $2.00 in payment, count out 43 cents first to make an even dollar. Then layout the other dollar.

Should the purchase be $3.69, to be taken out of $20.00, begin with $3.69 as the basis and make up even $4.00 by laying out 31 cents. This 31 cents with the amount of the purchase you will consider as $4.00, and count out even dollars to make up the $20.00 which the customer has handed in.

MERCHANTS' COST AND PRICE MARKS.

All merchants use private cipher marks to note cost or selling price of goods. The cipher is usually made up from some short word or sentence of nine or ten letters, as:

C O R N E L I U S, A 1 2 3 4 5 6 7 8 9 0

Five dollars, according to this key, would be eaa. But generally an extra letter is used to prevent repeating the mark for 0. If the sign for a second 0 in this case were y, we would have eay instead of eaa.

TIME IN WHICH MONEY DOUBLES.

Per Simple Compound Ct Interest. Interest.

2 50 yrs. 35 yrs.

2-1/2 40 yrs. 28 yrs. 26 da.

3 33 yrs. 4 mos. 23 yrs. 164 da.

3-1/2 28 yrs, 208 da. 20 yrs. 54 4 25 yrs. 17 yrs. 246 da.

4-1/2 22 yrs. 81 da. 15 yrs. 273 da.

5 20 yrs. 14 yrs. 75 da.

6 16 yrs. 8 mos. 11 yrs. 327 da.

7 14 yrs. 104 da. 10 yrs. 89 da.

8 12-1/2 yrs. 9 yrs 2 da.

9 11 yrs. 40da. 8 yrs. 16 da.

10 10 yrs. 7 yrs. 100 da.

"A DOLLAR SAVED, A DOLLAR EARNED."

The way to acc.u.mulate money is to save small sums with regularity. A small sum saved daily for fifty years will grow at the following rate:

Daily Savings. Result. Daily Savings. Result.

One cent $ 950 Sixty cents $ 57,024 Ten cents 9,504 Seventy cents 66,528 Twenty cents 19,006 Eighty cents 76,032 Thirty cents 28,512 Ninety cents 85,537 Forty cents 38,015 One dollar 475,208 Fifty cents 47,520