"Do you mind telling his name and address?"

"Is that a necessary preliminary to drawing money on a letter of credit?"

"In this case it is."

"Well, then, he is James Hepburn, President of the Gotham Trust and Investment Company."

"Just so, and you will doubtless be interested in this communication from him."

So saying, the manager handed over the telegram in which Mr. Hepburn instructed the St. Johns branch of the Bank of Nova Scotia to advance only the price of a ticket to New York on a letter of credit that would be presented by his ward, Cabot Grant.

"What does it mean?" asked Cabot in bewilderment, as he finished reading this surprising order.

"I've no idea," replied the manager dryly. "I only know that we are bound to follow those instructions, and can let you have but forty dollars, which is the price of a first-cla.s.s ticket to New York by steamer. Moreover, as this is sailing day, and the New York steamer leaves in a couple of hours, I would advise you to engage pa.s.sage and go on board at once, if you do not want to be indefinitely detained here."

"In what way?"

"Possibly by the sheriff, who has wanted you for some time in connection with a certain French Sh.o.r.e lobster case that the government is prosecuting."

Perplexed and indignant as he was, Cabot realised that only in New York could his tangled affairs be straightened out, and that the quicker he got there the better. Determined, however, to make one more effort in behalf of his friend, he produced the missionary's draft and asked if the manager would cash it.

"Certainly not," replied that individual promptly. "Under present circ.u.mstances, Mr. Grant, we must decline to have any business dealings with you other than to accept your receipt for forty dollars, which will be paid you in the outer office."

So Cabot swallowed his pride, took what he could get, and left the bank a little more downcast than he had been at any time since the day on which President Hepburn had entrusted him with his present mission.

"I don't understand it at all," he muttered to himself, as he sought an eating-house, where he proposed to expend a portion of his money in satisfying his keen appet.i.te. "Seems to me it is a mighty mean return for all I have gone through, and Mr. Hepburn will have to explain matters pretty clearly when I get back to New York."

From the eating-house Cabot sent a letter to White, explaining his inability to secure the money he had expected, begging him to lie low for a few days, and announcing his own immediate departure for New York, from which place he promised to send back the amount of the draft immediately upon his arrival. In this letter Cabot also enclosed fifteen dollars, just to help White out until he could send him some more money. This outlay left our young engineer but twenty-five dollars, but that would pay for a steerage pa.s.sage, which, he reflected, would be plenty good enough for one in his reduced circ.u.mstances, and leave a few dollars for emergencies when he reached New York.

Two hours later, still clutching the bag of specimens that now formed his sole luggage, he stood on the forward deck of the steamer "Amazon" as she slipped through the narrow pa.s.sage leading out from the land-locked harbour, gazing back at the city of St. Johns climbing its steep hillside and dominated by the square towers of its Roman Catholic cathedral. He was feeling very forlorn and lonely, and was wondering how he should manage to exist on steerage fare in steerage company during the next five days, when a familiar voice, close at hand, said:

"h.e.l.lo, young man in furs! Where do you come from? Been to the North Pole with Peary?"

Turning quickly, Cabot gasped out:

"Captain Phinney!"

"No, not cap'n, but second mate Phinney," retorted the other. "But how do you know my name? I don't recognise you."

"I am Cabot Grant, who was with you on the 'Lavinia' when----"

"Good heavens, man! It can't be."

"It is, though, and I never was more glad to see any one, not even David Gidge, than I am to see you at this minute. But why are you second mate instead of captain?"

"Because," replied the other bitterly, "it was the only berth they would give me after I lost my ship, and I had to take it or beg."

"But I thought you went down with the 'Lavinia'?"

"So I thought you did, but it seems both of us were mistaken. All but you got off in two of the boats, and ours was picked up the next day by a liner bound for New York. But how, in the name of all that is wonderful-- Hold on, though. Let us go up to my room, where we can talk comfortably."

As a result of this happy meeting, Cabot's voyage was made very pleasant after all. Much as he had to tell and to hear, he also found time to write out a full report on the Bell Island mine, and also a series of notes concerning the ore specimens that he was carrying to New York.

At length the great city was reached, the "Amazon" was made fast to her Brooklyn pier, and Cabot went to bid the second mate good-bye. "Hold on a bit," said the latter, "and run up to the house with me. You can't go without seeing Nelly and the baby."

"Nice calling rig I've got on, haven't I?" laughed Cabot. "Why, it would scare 'em stiff. So not to-day, thank you; but I'll come to-morrow."

The carriage that Cabot engaged to carry him across to the city cost him his last cent of money, but he knew it was well worth it when, still in furs and with his snowshoes still strapped to his back, he entered the Gotham building. Such a sensation did he create that he would have been mobbed in another minute had he not dodged into an elevator and said:

"President's room, please."

He so petrified Mr. Hepburn's clerks and office boys by his remarkable appearance that they neglected to check his progress, and allowed him to walk unchallenged into the sacred private office. Its sole occupant was writing, and did not notice the entrance until Cabot, laying a folded paper on his desk, said:

"Here is that Bell Island report, Mr. Hepburn."

The startled man sprang to his feet with a face as pale as though he had seen a ghost, and for a few moments stared in speechless amazement at the fur-clad intruder. Then the light of recognition flashed into his eyes, and holding out a cordial hand he said:

"My dear boy, how you frightened me! Where on earth did you come from?"

"From the steerage of the steamer 'Amazon,'" replied Cabot, stiffly, ignoring his guardian's proffered hand. "I only dropped in to hand you that Bell Island report, and to say that, as this happens to be my twenty-first birthday, I shall be pleased to receive whatever of my property you may still hold in trust at your earliest convenience. With that business transacted, it is perhaps needless to add, that I shall trouble no further the man who was cruel enough to leave me penniless among strangers."

"Cabot, are you crazy, or what do you mean? I received your Bell Island report months ago, and it was that caused me to recall you. Why did you not come at once?"

"I never sent a Bell Island report. In fact I never wrote one until yesterday, and there it lies. Nor did I ever receive any notice of recall, and I did not come back sooner because I have been following your instructions and wintering in Labrador. There I have acquired one of the most remarkable iron properties in the world, which I intend to develop as far as possible with my own resources, seeing that not one cent of your money has been used in defraying the expenses of my recent trip,"

replied Cabot, hotly.

But Mr. Hepburn did not hear the last of this speech, for he had opened the report laid on his desk and was glancing rapidly through it.

"This is exactly what I expected and wanted!" he exclaimed. "Why didn't you send it in before, instead of that other one?"

"I never sent any other," repeated Cabot, and then they sat down to mutual explanations.

For that whole morning President Hepburn denied himself to all callers and devoted his entire attention to Cabot's recital. When it was finished, and when the bag full of specimens had been examined, the elder man grasped the other's hand and said:

"My dear boy, you have done splendidly! I am not only satisfied with you as an agent, but am proud of you as a ward. Yes, this is your day of freedom from our guardianship, and I shall take pleasure in turning over to you the balance of the property left by your father. It, together with the balance remaining on your letter of credit, and your salary for the past year, will amount to about ten thousand dollars, a portion of which at least I would advise you to invest in the Man-wolf mine."

[Ill.u.s.tration: "My dear boy, you have done splendidly!"]

"Then you intend to develop it, sir?" cried Cabot.

"Certainly, provided we can acquire your claim to the property, and engage a certain Mr. Cabot Grant to act as our a.s.sistant Labrador manager."

"Do you think me capable of filling so responsible a position, sir?"

"I am convinced of it," replied Mr. Hepburn, smiling.

"And may I find places for White, and David Gidge, and Captain Phinney, and----"

"One of the duties of your new position will be the selection of your subordinates," interrupted the other, "and I should hope you would give preference to those whose fidelity you have already tested."