"A what?"

"A dead-beat. Don't you understand English?"

"He told me that he did business on Wall street."

The boot-black shrieked with laughter.

"He do business on Wall street!" he repeated. "You're jolly green, you are!"

Frank was inclined to be angry, but he had the good sense to see that his new friend was right. So he said good-humoredly, "I suppose I am.

You see I am not used to the city."

"It's just such fellows as you he gets hold of," continued the boot-black. "Didn't he make you treat?"

"I may as well confess it," thought Frank. "This boy may help me with advice."

"Yes," he said aloud. "I hadn't but twenty-five cents, and he made me spend it all. I haven't a cent left."

"Whew!" e.j.a.c.u.l.a.t.ed the other boy. "You're beginnin' business on a small capital."

"That's so," said Frank. "Do you know any way I can earn money?"

d.i.c.k Rafferty was a good-natured boy, although rough, and now that Frank had appealed to him for advice he felt willing to help him, if he could.

"What can you do?" he asked, in a business-like tone. "Have you ever worked?"

"Yes," answered Frank.

"What can you do?"

"I can milk cows, hoe corn and potatoes, ride horse to plough, and--"

"Hold up!" said d.i.c.k. "All them things aint goin' to do you no good in New York. People don't keep cows as a reg'lar thing here."

"Of course I know that."

"And there aint much room for plantin' corn and potatoes. Maybe you could get a job over in Jersey."

"I'd rather stay in New York. I can do something here."

"Can you black boots, or sell papers?"

"I can learn."

"You need money to set up in either of them lines," said d.i.c.k Rafferty.

"Would twenty-five cents have been enough?" asked Frank.

"You could have bought some evening papers with that."

"I wish somebody would lend me some money," said Frank; "I'd pay it back as soon as I'd sold my papers. I was a fool to let that fellow swindle me."

"That's so," a.s.sented d.i.c.k; "but it's no good thinkin' of that now. I'd lend you the money myself, if I had it; but I've run out my account at the Park Bank, and can't spare the money just at present."

"How long have you been in business?" asked Frank.

"Ever since I was eight years old; and I'm goin' on fifteen now."

"You went to work early."

"Yes, I had to. Father and mother both died, and I was left to take care of myself."

"You took care of yourself when you were only eight years old?" asked Frank, in surprise.

"Yes."

"Then I ought to make a living, for I am fifteen,--a year older than you are now."

"Oh, you'll get along when you get started," said d.i.c.k, encouragingly.

"There's lots of things to do."

"Is there anything to do that doesn't require any capital?" inquired Frank, anxiously.

"Yes, you can smash baggage."

"Will people pay for that?" asked Frank, with a smile.

"Of course they will. You jest hang round the ferries and steamboat landin's, and when a chap comes by with a valise or carpet-bag, you jest offer to carry it, that's all."

"Is that what you call smashing baggage?"

"Of course. What did you think it was?"

Frank evaded answering, not caring to display his country ignorance.

"Do you think I can get a chance to do that?" he asked.

"You can try it and see."

"I came in by the Hartford boat myself, to-day," said Frank. "If I'd thought of it, I would have begun at once."

"Only you wouldn't have knowed the way anywhere, and if a gentleman asked you to carry his valise to any hotel you'd have had to ask where it was."

"So I should," Frank admitted.

"I'll show you round a little, if you want me to," said d.i.c.k. "I shan't have anything to do for an hour or two."

"I wish you would."