A wonderful coast, Mr. Hodder."

"It must be," agreed the rector. It was clear that Mr. Parr intended to throw upon him the onus of the first move. There was a silence, brief, indeed, but long enough for Hodder to feel more and more distinctly the granite hardness which the other had become, to experience a rising, reenforcing anger. He went forward, steadily but resolutely, on the crest of it. "I have remained in the city," he continued, "and I have had the opportunity to discover certain facts of which I have hitherto been ignorant, and which, in my opinion, profoundly affect the welfare of the church. It is of these I wished to speak to you."

Mr. Parr waited.

"It is not much of an exaggeration to say that ever since I came here I have been aware that St. John's, considering the long standing of the parish, the situation of the church in a thickly populated district, is not fulfilling its mission. But I have failed until now to perceive the causes of that inefficiency."

"Inefficiency?" The banker repeated the word.

"Inefficiency," said Hodder. "The reproach, the responsibility is largely mine, as the rector, the spiritual, head of the parish. I believe I am right when I say that the reason for the decision, some twenty years ago, to leave the church where it is, instead of selling the property and building in the West End, was that it might minister to the poor in the neighbourhood, to bring religion and hope into their lives, and to exert its influence towards eradicating the vice and misery which surround it."

"But I thought you had agreed," said Mr. Parr, coldly, "that we were to provide for that in the new chapel and settlement house."

"For reasons which I hope to make plain to you, Mr. Parr," Hodder replied, "those people can never be reached, as they ought to be reached, by building that settlement house. The principle is wrong, the day is past when such things can be done--in that way." He laid an emphasis on these words. "It is good, I grant you, to care for the babies and children of the poor, it is good to get young women and men out of the dance-halls, to provide innocent amus.e.m.e.nt, distraction, instruction. But it is not enough. It leaves the great, transforming thing in the lives of these people untouched, and it will forever remain untouched so long as a sense of wrong, a continually deepening impression of an unchristian civilization upheld by the Church herself, exists. Such an undertaking as that settlement house--I see clearly now--is a palliation, a poultice applied to one of many sores, a compromise unworthy of the high mission of the Church. She should go to the root of the disease. It is her first business to make Christians, who, by amending their own lives, by going out individually and collectively into the life of the nation, will gradually remove these conditions."

Mr. Parr sat drumming on the table. Hodder met his look.

"So you, too, have come to it," he said.

"Have come to what?"

"Socialism."

Hodder, in the state of clairvoyance in which he now surprisingly found himself, accurately summed up the value and meaning of the banker's sigh.

"Say, rather," he replied, "that I have come to Christianity. We shall never have what is called socialism until there is no longer any necessity for it, until men, of their owe free will, are ready to renounce selfish, personal ambition and power and work for humanity, for the state."

Mr. Parr's gesture implied that he cared not by what name the thing was called, but he still appeared strangely, astonishingly calm;--Hodder, with all his faculties acute, apprehended that he was dangerously calm.

The man who had formerly been his friend was now completely obliterated, and he had the feeling almost of being about to grapple, in mortal combat, with some unknown monster whose tactics and resources were infinite, whose victims had never escaped. The monster was in Eldon Parr--that is how it came to him. The waxy, relentless demon was aroused. It behooved him, Hodder, to step carefully....

"That is all very fine, Mr. Hodder, very altruistic, very Christian, I've no doubt-but the world doesn't work that way." (These were the words borne in on Hodder's consciousness.) "What drives the world is the motive furnished by the right of acquiring and holding property. If we had a division to-day, the able men would come out on top next year."

The rector shook his head. He remembered, at that moment, Horace Bentley.

"What drives the world is a far higher motive, Mr. Parr, the motive with which have been fired the great lights of history, the motive of renunciation and service which is transforming governments, which is gradually making the world a better place in which to live. And we are seeing men and women imbued with it, rising in ever increasing numbers on every side to-day."

"Service!" Eldon Parr had seized upon the word as it pa.s.sed and held it.

"What do you think my life has been? I suppose," he said, with a touch of intense bitterness, "that you, too, who six months ago seemed as reasonable a man as I ever met, have joined in the chorus of denunciators. It has become the fashion to-day, thanks to your socialists, reformers, and agitators, to decry a man because he is rich, to take it for granted that he is a thief and a scoundrel, that he has no sense of responsibility for his country and his fellow-men. The glory, the true democracy of this nation, lies in its equal opportunity for all. They take no account of that, of the fact that each has had the same chance as his fellows. No, but they cry out that the man who, by the sweat of his brow, has earned wealth ought to divide it up with the lazy and the self-indulgent and the shiftless.

"Take my case, for instance,--it is typical of thousands. I came to this city as a boy in my teens, with eight dollars in my pocket which I had earned on a farm. I swept the floor, cleaned the steps, moved boxes and ran errands in Gabriel Parker's store on Third Street. I was industrious, sober, willing to do anything. I fought, I tell you every inch of my way. As soon as I saved a little money I learned to use every ounce of brain I possessed to hold on to it. I trusted a man once, and I had to begin all over again. And I discovered, once for all, if a man doesn't look out for himself, no one will.

"I don't pretend that I am any better than any one else, I have had to take life as I found it, and make the best of it. I conformed to the rules of the game; I soon had sense enough knocked into me to understand that the conditions were not of my making. But I'll say this for myself," Eldon Parr leaned forward over the blotter, "I had standards, and I stuck by them. I wanted to be a decent citizen, to bring up my children in the right way. I didn't squander my money, when I got it, on wine and women, I respected other men's wives, I supported the Church and the inst.i.tutions of the city. I too even I had my ambitions, my ideals--and they were not entirely worldly ones. You would probably accuse me of wishing to acquire only the position of power which I hold.

If you had accepted my invitation to go aboard the yacht this summer, it was my intention to unfold to you a scheme of charities which has long been forming in my mind, and which I think would be of no small benefit to the city where I have made my fortune. I merely mention this to prove to you that I am not unmindful, in spite of the circ.u.mstances of my own life, of the unfortunates whose mental equipment is not equal to my own."

By this "poor boy" argument which--if Hodder had known--Mr. Parr had used at banquets with telling effect, the banker seemed to regain perspective and equilibrium, to plant his feet once more on the rock of the justification of his life, and from which, by a somewhat extraordinary process he had not quite understood, he had been partially shaken off. As he had proceeded with his personal history, his manner had gradually become one of the finality of experience over theory, of the forbearance of the practical man with the visionary. Like most successful citizens of his type, he possessed in a high degree the faculty of creating sympathy, of compelling others to accept--temporarily, at least--his point of view. It was this faculty, Hodder perceived, which had heretofore laid an enchantment upon him, and it was not without a certain wonder that he now felt himself to be released from the spell.

The perceptions of the banker were as keen, and his sense of security was brief. Somehow, as he met the searching eye of the rector, he was unable to see the man as a visionary, but beheld--and, to do him justice--felt a twinge of respect for an adversary worthy of his steel.

He, who was accustomed to prepare for clouds when they were mere specks on his horizon, paused even now to marvel why he had not dealt with this. Here was a man--a fanatic, if he liked--but still a man who positively did not fear him, to whom his wrath and power were as nothing! A new and startling and complicated sensation--but Eldon Parr was no coward. If he had, consciously or unconsciously, formerly looked upon the clergyman as a dependent, Hodder appeared to be one no more.

The very ruggedness of the man had enhanced, expanded--as it were--until it filled the room. And Hodder had, with an audacity unparalleled in the banker's experience arraigned by implication his whole life, managed to put him on the defensive.

"But if that be your experience," the rector said, "and it has become your philosophy, what is it in you that impels you to give these large sums for the public good?"

"I should suppose that you, as a clergyman, might understand that my motive is a Christian one."

Hodder sat very still, but a higher light came into his eyes.

"Mr. Parr," he replied, "I have been a friend of yours, and I am a friend still. And what I am going to tell you is not only in the hope that others may benefit, but that your own soul may be saved. I mean that literally--your own soul. You are under the impression that you are a Christian, but you are not and never have been one. And you will not be one until your whole life is transformed, until you become a different man. If you do not change, it is my duty to warn you that the sorrow and suffering, the uneasiness which you now know, and which drive you on, in search of distraction, to adding useless sums of money to your fortune--this suffering, I say, will become intensified. You will die in the knowledge of it, and live on after, in the knowledge of it."

In spite of himself, the financier drew back before this unexpected blast, the very intensity of which had struck a chill of terror in his inmost being. He had been taken off his guard,--for he had supposed the day long past--if it had ever existed--when a spiritual rebuke would upset him; the day long past when a minister could p.r.o.nounce one with any force. That the Church should ever again presume to take herself seriously had never occurred to him. And yet--the man had denounced him in a moment of depression, of nervous irritation and exasperation against a government which had begun to interfere with the sacred liberty of its citizens, against political agitators who had spurred that government on. The world was mad. No element, it seemed, was now content to remain in its proper place. His voice, as he answered, shook with rage,--all the greater because the undaunted sternness by which it was confronted seemed to reduce it to futility.

"Take care!" he cried, "take care! You, nor any other man, clergyman or no clergyman, have any right to be the judge of my conduct."

"On the contrary," said Holder, "if your conduct affects the welfare, the progress, the reputation of the church of which I am rector, I have the right. And I intend to exercise it. It becomes my duty, however painful, to tell you, as a member of the Church, wherein you have wronged the Church and wronged yourself."

He didn't raise his tone, and there was in it more of sorrow than of indignation. The banker turned an ashen gray.. A moment elapsed before he spoke, a transforming moment. He suddenly became ice.

"Very well," he said. "I can't pretend to account for these astounding views you have acquired--and I am using a mild term. Let me say this: (he leaned forward a little, across the desk) I demand that you be specific. I am a busy man, I have little time to waste, I have certain matters--before me which must be attended to to-night. I warn you that I will not listen any longer to vague accusations."

It was Holder's turn to marvel. Did Eldon Purr, after all; have no sense of guilt? Instantaneously, automatically, his own anger rose.

"You may be sure, Mr. Parr, that I should not be here unless I were prepared to be specific. And what I am going to say to you I have reserved for your ear alone, in the hope that you will take it to heart, while it is not yet too late, said amend your life accordingly."

Eldon Parr shifted slightly. His look became inscrutable, was riveted on the rector.

"I shall call your attention first to a man of whom you have probably never heard. He is dead now--he threw himself into the river this summer, with a curse on his lips--I am afraid--a curse against you. A few years ago he lived happily with his wife and child in a little house on the Grade Suburban, and he had several thousand dollars as a result of careful saving and systematic self-denial.

"Perhaps you have never thought of the responsibilities of a great name.

This man, like thousands of others in the city, idealized you. He looked up to you as the soul of honour, as a self-made man who by his own unaided efforts--as you yourself have just pointed out--rose from a poor boy to a position of power and trust in the community. He saw you a prominent layman in the Church of G.o.d. He was dazzled by the brilliancy of your success, inspired by a civilization which--gave such opportunities. He recognized that he himself had not the brains for such an achievement,--his hope and love and ambition were centred in his boy."

At the word Eldon Parr's glance was suddenly dulled by pain. He tightened his lips.

"That boy was then of a happy, merry disposition, so the mother says, and every summer night as she cooked supper she used to hear him laughing as he romped in the yard with his father. When I first saw him this summer, it was two days before his father committed suicide. The child was lying, stifled with the heat, in the back room of one of those desolate lodging houses in Dalton Street, and his little body had almost wasted away.

"While I was there the father came in, and when he saw me he was filled with fury. He despised the Church, and St. John's above all churches, because you were of it; because you who had given so generously to it had wrecked his life. You had shattered his faith in humanity, his ideal. From a normal, contented man he had deteriorated into a monomaniac whom no one would hire, a physical and mental wreck who needed care and nursing. He said he hoped the boy would die.

"And what had happened? The man had bought, with all the money he had in the world, Consolidated Tractions. He had bought it solely because of his admiration for your ability, his faith in your name. It was inconceivable to him that a man of your standing, a public benefactor, a supporter of church and charities, would permit your name to be connected with any enterprise that was not sound and just. Thousands like Garvin lost all they had, while you are still a rich man. It is further a.s.serted that you sold out all your stock at a high price, with the exception of that in the leased lines, which are guaranteed heavy dividends."

"Have you finished?" demanded Eldon Parr.

"Not quite, on this subject," replied the rector. "Two nights after that, the man threw himself in the river. His body was pulled out by men on a tugboat, and his worthless stock certificate was in his pocket. It is now in the possession of Mr. Horace Bentley. Thanks to Mr. Bentley, the widow found a temporary home, and the child has almost recovered."

Hodder paused. His interest had suddenly become concentrated upon the banker's new demeanour, and he would not have thought it within the range of possibility that a man could listen to such a revelation concerning himself without the betrayal of some feeling. But so it was,--Eldon Parr had been coldly attentive, save for the one scarcely perceptible tremor when the boy was mentioned. His interrogatory gesture gave the very touch of perfection to this att.i.tude, since it proclaimed him to have listened patiently to a charge so preposterous that a less reasonable man would have cut it short.

"And what leads you to suppose," he inquired, "that I am responsible in this matter? What leads you to infer that the Consolidated Tractions Company was not organized in good faith? Do you think that business men are always infallible? The street-car lines of this city were at sixes and sevens, fighting each other; money was being wasted by poor management. The idea behind the company was a public-spirited one, to give the citizens cheaper and better service, by a more modern equipment, by a wider system of transfer. It seems to me, Mr. Hodder, that you put yourself in a more quixotic position than the so-called reformers when you a.s.sume that the men who organize a company in good faith are personally responsible for every share of stock that is sold, and for the welfare of every individual who may buy the stock. We force no one to buy it. They do so at their own risk. I myself have thousands of dollars of worthless stock in my safe. I have never complained."

The full force of Hodder's indignation went into his reply.

"I am not talking about the imperfect code of human justice under which we live, Mr. Parr," he cried. "This is not a case in which a court of law may exonerate you, it is between you and your G.o.d. But I have taken the trouble to find out, from unquestioned sources, the truth about the Consolidated Tractions Company--I shall not go into the details at length--they are doubtless familiar to you. I know that the legal genius of Mr. Langmaid, one of my vestry, made possible the organization of the company, and thereby evaded the plain spirit of the law of the state. I know that one branch line was bought for two hundred and fifty thousand dollars, and capitalized for three millions, and that most of the others were scandalously over-capitalized. I know that while the coming transaction was still a secret, you and other, gentlemen connected with the matter bought up large interests in other lines, which you proceeded to lease to yourselves at guaranteed dividends which these lines do not earn. I know that the first large dividend was paid out of capital. And the stock which you sold to poor Garvin was so hopelessly watered that it never could have been anything but worthless. If, in spite of these facts, you do not deem yourself responsible for the misery which has been caused, if your conscience is now clear, it is my duty to tell you that there is a higher bar of justice."