--5. How is the deficiency in the income of the school fund supplied?

--6. How, and to what extent, are school funds provided in the new states?

--7. In what way, and to what extent, were the school funds increased in 1837?

--8. How are school moneys from the state treasury apportioned? How is the deficiency in the public moneys to pay teachers made up?

--9. Why are schools called _district_ schools, and _common_ schools?

What officers are elected in districts?

--10. What is the state superintendent in this state called?

Chapter XXIII.

--1. What other duty does the government owe to the citizens?

--2. What portion of the people of a state are most favored?

--3. By whom are ca.n.a.ls made? Is there such a public work in this state?

--4. Why should not the money to make them be raised by a general tax?

--5. How are funds sometimes provided for this purpose?

--6. For the want of such funds, how is the money obtained? How is it to be repaid?

--7. How is the business of borrowing done? What are _state stocks_?

--8. What renders the purchase of state stocks a safe transaction?

--9. By whom are ca.n.a.l affairs managed?

--10. What states are most noted for their ca.n.a.ls?

--11. By whom are rail-roads usually constructed? Why is an act of incorporation necessary?

--12. What does the act provide?

--13. How is the capital, or stock, raised? What officers are chosen, and by whom?

--14. What is the nature of these certificates of stock?

--15. How do stockholders expect to be refunded? What are dividends? When are stocks at par? When above or below par?

Chapter XXIV.

--1. Where were the first banks? and whence is the name derived?

--2. By what authority are our banks established? How is the capital stock raised?

--3. How do business men deposit and draw out their money?

--4. What is a _certificate of deposit_? How is it made transferable? and convertible into money?

--5. Describe the manner of transmitting money through banks.

--6. How are banks repaid? What is saved to business men by this mode of remittance?

--7. Describe the operation of lending money by a bank.

--8. Describe a bank bill. What if a bank is unable to redeem its bills?

How are bill-holders secured against loss?

--9. What is the nature of the free banking system?

--10. How does this law provide for the security of bill-holders?

--11. What is the business of insurance companies? What do they insure?

Define _policy-premium_.

--12. Of what consist the profits of stock insurance companies? Show this by an example.

--13. How are companies enabled to fix proper rates of insurance? Is all property insured at the same rate? Why not?

--14. Describe the character of mutual insurance companies. How is money raised for paying losses?

Chapter XXV.

--1. What preparation is made for the public defense? What does the word _militia_ include?

--2. For what other purpose may portions of the militia be wanted? Define _insurrection_ and _rebellion_.

--3. Who are liable to do military service? Who are exempt by the laws of the states generally?

--4. Who by the laws of the United States?

--5. What military authority have the governors and the president? Why have they this power?

--6. How are persons dealt with for non-attendance and delinquency at parades?