After dinner they sat out on the porch. It was a perfect night. The cool dusk was soothing.

Ruth broke a long silence.

"Sybil!"

"Yes, dear?"

"May I tell you something?"

"Well?"

"I'm afraid it's bad news."

Sybil turned quickly.

"You called up the office while I was with Bailey?"

Ruth started.

"How did you know?"

"I guessed. I have been trying to do it all day, but I hadn't the pluck. Well?"

"I'm afraid things are about as bad as they can be. A Mr. Meadows spoke to me. He was very gloomy. He told me a lot of things which I couldn't follow, details of what had happened, but I understood all that was necessary, I'm afraid----"

"Bailey's ruined?" said Sybil quietly.

"Mr. Meadows seemed to think so. He may have exaggerated."

Sybil shook her head.

"No. Bailey was talking to me upstairs. I expected it."

There was a long silence.

"Ruth."

"Yes?"

"I'm afraid--"

Sybil stopped.

"Yes?"

A sudden light of understanding came to Ruth. She knew what it was that Sybil was trying to say, had been trying to say ever since she spoke with Bailey.

"My money has gone, too? Is that it?"

Sybil did not answer. Ruth went quickly to her and took her in her arms.

"You poor baby," she cried. "Was that what was on your mind, wondering how you should tell me? I knew there was something troubling you."

Sybil began to sob.

"I didn't know how to tell you," she whispered.

Ruth laughed excitedly. She felt as if a great weight had been lifted from her shoulders--a weight which had been crushing the life out of her. In the last few days the scales had fallen from her eyes and she had seen clearly.

She realized now what Kirk had realized from the first, that what had forced his life apart from hers had been the golden wedge of her father's money. It was the burden of wealth that had weighed her down without her knowing it. She felt as if she had been suddenly set free.

"I'm dreadfully sorry," said Sybil feebly.

Ruth laughed again.

"I'm not," she said. "If you knew how glad I was you would be congratulating me instead of looking as if you thought I was going to bite you."

"Glad!"

"Of course I'm glad. Everything's going to be all right again now.

Sybil dear, Kirk and I had the most awful quarrel the other day. We--we actually decided it would be better for us to separate. It was all my fault. I had neglected Kirk, and I had neglected Bill, and Kirk couldn't stand it any longer. But now that this has happened, don't you see that it will be all right again? You can't stand on your dignity when you're up against real trouble. If this had not happened, neither of us would have had the pluck to make the first move; but now, you see, we shall just naturally fall into each other's arms and be happy again, he and I and Bill, just as we were before."

"It must be lovely for you having Bill," said little Mrs. Bailey wistfully. "I wish--"

She stopped. There was a corner of her mind into which she could not admit any one, even Ruth.

"Having him ought to have been enough for any woman." Ruth's voice was serious. "It was enough for me in the old days when we were at the studio. What fools women are sometimes! I suppose I lost my head, coming suddenly into all that money--I don't know why; for it was not as if I had not had plenty of time, when father was alive, to get used to the idea of being rich. I think it must have been the unexpectedness of it. I certainly did behave as if I had gone mad. Goodness! I'm glad it's over and that we can make a fresh start."

"What is it like being poor, Ruth? Of course, we were never very well off at home, but we weren't really poor."

"It's heaven if you're with the right man."

Mrs. Bailey sighed.

"Bailey's the right man, as far as I'm concerned. But I'm wondering how he will bear it, poor dear."

Ruth was feeling too happy herself to allow any one else to be unhappy if she could help it.

"Why, of course he will be splendid about it," she said. "You're letting your imagination run away with you. You have got the idea of Bailey and yourself as two broken creatures begging in the streets. I don't know how badly Bailey will be off after this smash, but I do know that he will have all his brains and his energy left."

Ruth was conscious of a momentary feeling of surprise that she should be eulogizing Bailey in this fashion, and--stranger still--that she should be really sincere in what she said. But to-day seemed to have changed everything, and she was regarding her brother with a new-born respect. She could still see Sybil's face as it had appeared in that memorable moment of self-revelation. It had made a deep impression upon her.

"A man like Bailey is worth a large salary to any one, even if he may not be able to start out for himself again immediately. I'm not worrying about you and Bailey. You will have forgotten all about this crash this time next year." Sybil brightened up. She was by nature easily moved, and Ruth's words had stimulated her imagination.

"He _is_ awfully clever," she said, her eyes shining.

"Why, this sort of thing happens every six months to anybody who has anything to do with Wall Street," proceeded Ruth, fired by her own optimism. "You read about it in the papers every day. n.o.body thinks anything of it."