Taxes, transfer

Tax liens, foreclosed properties and

Taxpayer Relief Act

Tax professionals

Tax records, recordkeeping

Tax sales

Teaser rates, for ARMs

Telephone service. See See Utilities Utilities

Tenants by the entirety

Tenants in common

Termites

See also Pest inspections/pest reports Pest inspections/pest reports

Time is of the essence, purchase agreement clause

Title

clouds or defects

legal problems

ownership form

purchase agreement clause

Title agents. See See Closing agents Closing agents

Title insurance

closing agent role

cloud removal and

co-ops and

cost of

endorsements against unrecorded easements

exclusions

fees for

lender's or mortgagee's policies

for newly built houses

overview

owner's policies

public sale or auction properties and

requirement for