alternative sources for

benefits of large

benefits of small

for co-op buyers

for FHA loans

gifts from family or friends and

initial offer and

little or nothing down payments

loans from family or friends and

loan-to-value ratio and

overview

purchase agreement clause

seller-financed loans and

for VA loans

Dream list

instructions for completing

not-yet-built houses and

sample

Dry rot

See also Pest inspections/pest reports Pest inspections/pest reports

Dual real estate agents

Duplexes. See See Townhouses and duplexes Townhouses and duplexes

E.

Earnest money. See See Deposits Deposits

Earthquakes

earthquake-prone states

hazard insurance exclusions

homeowner's insurance rates and

insurance for

risk website

Easements

endorsements against unrecorded

in title report