Even this cogent reasoning failed in provoking Cosway to reply. He took Stone's hat, and handed it with the utmost politeness to his foreboding friend. "There's only one remedy for such a state of mind as yours," he said. "Come to the theater."

At ten o'clock the next morning Cosway found himself alone at the breakfast-table. He was informed that Mr. Stone had gone out for a little walk, and would be back directly. Seating himself at the table, he perceived an envelope on his plate, which evidently inclosed the bill. He took up the envelope, considered a little, and put it back again unopened. At the same moment Stone burst into the room in a high state of excitement.

"News that will astonish you!" he cried. "The captain arrived yesterday evening. His doctors say that the sea-voyage will complete his recovery.

The ship sails to-day--and we are ordered to report ourselves on board in an hour's time. Where's the bill?"

Cosway pointed to it. Stone took it out of the envelope.

It covered two sides of a prodigiously long sheet of paper. The sum total was brightly decorated with lines in red ink. Stone looked at the total, and pa.s.sed it in silence to Cosway. For once, even Cosway was prostrated. In dreadful stillness the two young men produced their pocketbooks; added up their joint stores of money, and compared the result with the bill. Their united resources amounted to a little more than one-third of their debt to the landlady of the inn.

The only alternative that presented itself was to send for Mrs. Pounce; to state the circ.u.mstances plainly; and to propose a compromise on the grand commercial basis of credit.

Mrs. Pounce presented herself superbly dressed in walking costume. Was she going out; or had she just returned to the inn? Not a word escaped her; she waited gravely to hear what the gentlemen wanted. Cosway, presuming on his position as favorite, produced the contents of the two pocketbooks and revealed the melancholy truth.

"There is all the money we have," he concluded. "We hope you will not object to receive the balance in a bill at three months."

Mrs. Pounce answered with a stern composure of voice and manner entirely new in the experience of Cosway and Stone.

"I have paid ready money, gentlemen, for the hire of your horses and carriages," she said; "here are the receipts from the livery stables to vouch for me; I never accept bills unless I am quite sure beforehand that they will be honored. I defy you to find an overcharge in the account now rendered; and I expect you to pay it before you leave my house."

Stone looked at his watch.

"In three-quarters of an hour," he said, "we must be on board."

Mrs. Pounce entirely agreed with him. "And if you are not on board," she remarked "you will be tried by court-martial, and dismissed the service with your characters ruined for life."

"My dear creature, we haven't time to send home, and we know n.o.body in the town," pleaded Cosway. "For G.o.d's sake take our watches and jewelry, and our luggage--and let us go."

"I am not a p.a.w.nbroker," said the inflexible lady. "You must either pay your lawful debt to me in honest money, or--"

She paused and looked at Cosway. Her fat face brightened--she smiled graciously for the first time.

Cosway stared at her in unconcealed perplexity. He helplessly repeated her last words. "We must either pay the bill," he said, "or what?"

"Or," answered Mrs. Pounce, "one of you must marry ME."

Was she joking? Was she intoxicated? Was she out of her senses? Neither of the three; she was in perfect possession of herself; her explanation was a model of lucid and convincing arrangement of facts.

"My position here has its drawbacks," she began. "I am a lone widow; I am known to have an excellent business, and to have saved money. The result is that I am pestered to death by a set of needy vagabonds who want to marry me. In this position, I am exposed to slanders and insults. Even if I didn't know that the men were after my money, there is not one of them whom I would venture to marry. He might turn out a tyrant and beat me; or a drunkard, and disgrace me; or a betting man, and ruin me. What I want, you see, for my own peace and protection, is to be able to declare myself married, and to produce the proof in the shape of a certificate. A born gentleman, with a character to lose, and so much younger in years than myself that he wouldn't think of living with me--there is the sort of husband who suits my book! I'm a reasonable woman, gentlemen. I would undertake to part with my husband at the church door--never to attempt to see him or write to him afterward--and only to show my certificate when necessary, without giving any explanations. Your secret would be quite safe in my keeping.

I don't care a straw for either of you, so long as you answer my purpose. What do you say to paying my bill (one or the other of you) in this way? I am ready dressed for the altar; and the clergyman has notice at the church. My preference is for Mr. Cosway," proceeded this terrible woman with the cruelest irony, "because he has been so particular in his attentions toward me. The license (which I provided on the chance a fortnight since) is made out in his name. Such is my weakness for Mr.

Cosway. But that don't matter if Mr. Stone would like to take his place.

He can hail by his friend's name. Oh, yes, he can! I have consulted my lawyer. So long as the bride and bridegroom agree to it, they may be married in any name they like, and it stands good. Look at your watch again, Mr. Stone. The church is in the next street. By my calculation, you have just got five minutes to decide. I'm a punctual woman, my little dears; and I will be back to the moment."

She opened the door, paused, and returned to the room.

"I ought to have mentioned," she resumed, "that I shall make you a present of the bill, receipted, on the conclusion of the ceremony. You will be taken to the ship in my own boat, with all your money in your pockets, and a hamper of good things for the mess. After that I wash my hands of you. You may go to the devil your own way."

With this parting benediction, she left them.

Caught in the landlady's trap, the two victims looked at each other in expressive silence. Without time enough to take legal advice; without friends on sh.o.r.e; without any claim on officers of their own standing in the ship, the prospect before them was literally limited to Marriage or Ruin. Stone made a proposal worthy of a hero.

"One of us must marry her," he said; "I'm ready to toss up for it."

Cosway matched him in generosity. "No," he answered. "It was I who brought you here; and I who led you into these infernal expenses. I ought to pay the penalty--and I will."

Before Stone could remonstrate, the five minutes expired. Punctual Mrs.

Pounce appeared again in the doorway.

"Well?" she inquired, "which is it to be--Cosway, or Stone?"

Cosway advanced as reckless as ever, and offered his arm.

"Now then, Fatsides," he said, "come and be married!"

In five-and-twenty minutes more, Mrs. Pounce had become Mrs. Cosway; and the two officers were on their way to the ship.

_The Second Epoch in Mr. Cosway's Life._

Four years elapsed before the _Albicore_ returned to the port from which she had sailed.

In that interval, the death of Cosway's parents had taken place. The lawyer who had managed his affairs, during his absence from England, wrote to inform him that his inheritance from his late father's "estate"

was eight hundred a year. His mother only possessed a life interest in her fortune; she had left her jewels to her son, and that was all.

Cosway's experience of the life of a naval officer on foreign stations (without political influence to hasten his promotion) had thoroughly disappointed him. He decided on retiring from the service when the ship was "paid off." In the meantime, to the astonishment of his comrades, he seemed to be in no hurry to make use of the leave granted him to go on sh.o.r.e. The faithful Stone was the only man on board who knew that he was afraid of meeting his "wife." This good friend volunteered to go to the inn, and make the necessary investigation with all needful prudence.

"Four years is a long time, at _her_ age," he said. "Many things may happen in four years."

An hour later, Stone returned to the ship, and sent a written message on board, addressed to his brother-officer, in these words: "Pack up your things at once, and join me on sh.o.r.e."

"What news?" asked the anxious husband.

Stone looked significantly at the idlers on the landing-place. "Wait,"

he said, "till we are by ourselves."

"Where are we going?"

"To the railway station."

They got into an empty carriage; and Stone at once relieved his friend of all further suspense.

"n.o.body is acquainted with the secret of your marriage, but our two selves," he began quietly. "I don't think, Cosway, you need go into mourning."

"You don't mean to say she's dead!"

"I have seen a letter (written by her own lawyer) which announces her death," Stone replied. "It was so short that I believe I can repeat it word for word: 'Dear Sir--I have received information of the death of my client. Please address your next and last payment, on account of the lease and goodwill of the inn, to the executors of the late Mrs.

Cosway.' There, that is the letter. 'Dear Sir' means the present proprietor of the inn. He told me your wife's previous history in two words. After carrying on the business with her customary intelligence for more than three years, her health failed, and she went to London to consult a physician. There she remained under the doctor's care.

The next event was the appearance of an agent, instructed to sell the business in consequence of the landlady's declining health. Add the death at a later time--and there is the beginning and the end of the story. Fortune owed you a good turn, Cosway--and Fortune has paid the debt. Accept my best congratulations."