"I have my allowance," she said, her lips curling.

"Yes," said her father, "while you live at home and do as you're told."

"Now, papa, don't tell me that you're going to behave like a lugubrious parent in a novel! Don't tell me that you are going to cut me off with a shilling!"

"I shan't do that," he said gravely; "it will be without a shilling."

But he tempered this savage statement with a faint smile.

"Papa, dear, is this quite definite? Are you talking in your right mind and do you really mean what you say?"

"Suppose you talk the matter over with your mother--she's always indulged you in every way. See what she says."

It developed that neither of Cynthia's parents was enthusiastic at the prospect of her marrying a nameless young man--she had told them his name, but that was all she got for her pains--who hadn't a penny and who had had consumption, and might or might not be sound again. Personally they did not believe that consumption can be cured. It can be arrested for a time, they admitted, but it always comes back. Cynthia's mother even made a physiological attack on Cynthia's understanding, with the result that Cynthia turned indignantly pink and left the room, saying:

"If the doctor thinks it's perfectly right and proper for us to marry I don't see the least point in listening to the opinions of excited and prejudiced amateurs."

The ultimatum that she had from her parents was distinct, final, and painful.

"Marry him if you like. We will neither forgive you nor support you."

They were perfectly calm with her--cool, affectionate, sensible, and worldly, as it is right and proper for parents to be. She told them they were wrong-headed, old-fashioned, and unintelligent; but as long as they hadn't made scenes and talked loud she found that she couldn't help loving them almost as much as she always had; but she loved G. G. very much more. And having definitely decided to defy her family, to marry G.

G. and live happily ever afterward, she consulted her check-book and discovered that her available munition of war was something less than five hundred dollars--most of it owed to her dress-maker.

"Well, well!" she said; "she's always had plenty of money from me; she can afford to wait."

And Cynthia wrote to her dress-maker, who was also her friend!

MY DEAR CELESTE: I have decided that you will have to afford to wait for your money. I have an enterprise in view which calls for all the available capital I have. Please write me a nice note and say that you don't mind a bit. Otherwise we shall stop being friends and I shall always get my clothes from somebody else. Let me know when the new models come....

V

On her way down-town Cynthia stopped to see G. G.'s mother and found the whole household in the throes occasioned by its head's pneumonia.

"Why haven't you let me know?" exclaimed Cynthia. "There must be so many little things that I could have done to help you."

Though the sick man couldn't have heard them if they had shouted, the two women talked in whispers, with their heads very close together.

"He's better," said G. G.'s mother, "but yesterday they wanted me to send for G. G. 'No,' I said. 'You may have given him up, but I haven't.

If I send for my boy it would look as if I had surrendered,' And almost at once, if you'll believe it, he seemed to shake off something that was trying to strangle him and took a turn for the better; and now they say that, barring some long names, he will get well.... It does look, my dear, as if death had seen that there was no use facing a thoroughly determined woman."

At this point, because she was very much overwrought, G. G.'s mother had a mild little attack of hysteria; and Cynthia beat her on the back and shook her and kissed her until she was over it. Then G. G.'s mother told Cynthia about her financial troubles.

"It isn't us that matters," she said, "but that G. G. ought to have one more year in a first-rate climate; and it isn't going to be possible to give it to him. They say that he's well, my dear, absolutely well; but that now he should have a chance to build up and become strong and heavy, so that he can do a man's work in the world. As it is, we shall have to take him home to live; and you know what New York dust and climate can do to people who have been very, very ill and are still delicate and high-strung."

"There's only one thing to do for the present," said Cynthia--"anybody with the least notion of business knows that--we must keep him at Saranac just as long as our credit holds out, mustn't we?--until the woman where he boards begins to act ugly and threatens to turn him out in the snow."

"Oh, but that would be dreadful!" said G. G.'s mother. Cynthia smiled in a superior way.

"I don't believe," she said, "that you understand the first thing about business. Even my father, who is a prude about bills, says that all the business of the country is done on credit.... Now you're not going to be silly, are you?--and make G. G. come to New York before he has to?"

"It will have to be pretty soon, I'm afraid," said G. G.'s mother.

"Sooner than run such risks with any boy of mine," said Cynthia, with a high color, "I'd beg, I'd borrow, I'd forge, I'd lie--I'd steal!"

"Don't I know you would!" exclaimed G. G.'s mother. "My darling girl, you've got the n.o.blest character--it's just shining in your eyes!"

"There's another thing," said Cynthia: "I have to go down-town now on business, but you must telephone me around five o'clock and tell me how G. G.'s father is. And you must spend all your time between now and then trying to think up something really useful that I can do to help you.

And"--here Cynthia became very mysterious--"I forbid you to worry about money until I tell you to!"

Cynthia had a cousin in Wall Street; his name was Jarrocks Bell. He was twenty years older than Cynthia and he had been fond of her ever since she was born. He was a great, big, good-looking man, gruff without and tender within. Clever people, who hadn't made successful brokers, wondered how in the face of what they called his "obvious stupidity"

Jarrocks Bell had managed to grow rich in Wall Street. The answer was obvious enough to any one who knew him intimately. To begin with, his stupidity was superficial. In the second place, he had studied bonds and stocks until he knew a great deal about them. Then, though a drinking man, he had a head like iron and was never moved by exhilaration to mention his own or anybody else's affairs. Furthermore, he was unscrupulously honest. He was so honest and blunt that people thought him brutal at times. Last and not least among the elements of his success was the fact that he himself never speculated.

When the big men found out that there was in Wall Street a broker who didn't speculate himself, who didn't drink to excess, who was absolutely honest, and who never opened his mouth when it was better shut, they began to patronize that man's firm. In short, the moment Jarrocks Bell's qualities were discovered, Jarrocks Bell was made. So that now, in speculative years, his profits were enormous.

Cynthia had always been fond of her big, blunt cousin, as he of her; and in her present trouble her thoughts flew to him as straight as a homing aeroplane to the landing-stage.

Even a respectable broker's office is a noisome, embarra.s.sing place, and among the clients are men whose eyes have become popped from staring at paper-tapes and pretty girls; but Cynthia had no more fear of men than a farmer's daughter has of cows, and she flashed through Jarrocks's outer office--preceded by a very small boy--with her color unchanged and only her head a little higher than usual.

Jarrocks must have wondered to the point of vulgar curiosity what the deuce had brought Cynthia to see him in the busiest hour of a very busy day; but he said "h.e.l.lo, Cynthia!" as naturally as if they two had been visiting in the same house and he had come face to face with her for the third or fourth time that morning.

"I suppose," said Cynthia, "that you are dreadfully busy; but, Jarrocks dear, my affairs are so much more important to me than yours can possibly be to you--do you mind?"

"May I smoke?"

"Of course."

"Then I don't mind. What's your affair, Cynthia--money or the heart?"

"Both, Jarrocks." And she told him pretty much what the reader has already learned. As for Jarrocks's listening, he was a perfect study of himself. He laughed gruffly when he ought to have cried; and when Cynthia tried to be a little humorous he looked very solemn and not unlike the big bronze Buddha of the j.a.panese. Inside, however, his big heart was full of compa.s.sion and tenderness for his favorite girl in all the world. n.o.body will ever know just how fond Jarrocks was of Cynthia.

It was one of those matters on which--owing, perhaps, to his being her senior by twenty years--he had always thought it best to keep his mouth shut.

"What's your plan?" he asked. "Where do I come in? I'll give you anything I've got." Cynthia waived the offer; it was a little unwelcome.

"I've got about five hundred dollars," she said, "and I want to speculate with it and make a lot of money, so that I can be independent of papa and mamma."

"Lots of people," said Jarrocks, "come to Wall Street with five hundred dollars, more or less, and they wish to be independent of papa and mamma. They end up by going to live in the Mills Hotel."

"I know," said Cynthia; "but this is really important. If G. G. could work it would be different."

"Tell me one thing," said Jarrocks: "If you weren't in love with G. G.

what would you think of him as a candidate for your very best friend's hand?"

Cynthia counted ten before answering.

"Jarrocks, dear," she said--and he turned away from the meltingness of her lovely face--"he's so pure, he's so straight, he's so gentle and so brave, that I don't really think I can tell you what I think of him."