"What's your name, young man?" inquired the insurance man.

"Bob Williams," he replied.

"Oh, then you are Billy Williams' son, who's working here this summer," said the banker. "Well, how does it happen that you're fishing instead of working to-day, I'd like to know? Couldn't your Uncle Joe find anything for you to do?"

"Yes, he did; but we greased the grindstone and got through at noon,"

Bob replied smiling.

"Well, he was square in letting you have the afternoon off after you showed him how to save it," the banker replied. "Some time, Bob, when you're in town, drop in and see me at the bank, and, by the way, if you ever catch any turtles, bring them to me. I'll be glad to pay you fifty cents each for all you can catch. I'm rather fond of a good snapper."

"What are you going to do now?" inquired the insurance man, seeing Bob winding up his fishing line.

"Guess I'll go up to the barn and look for some lumber to build a long ladder," the boy replied grinning.

"Well, so long, Bob," said the insurance man with a smile. "Good luck to you! I see you've good ears."

IV

DRAINING THE POND

It was quite evident to Bob the next morning that his uncle was worrying about something; he was not only absent-minded, but he was short and crusty and found fault with everything that Bob did.

It was Sunday, and after the ch.o.r.es were finished, Bob walked down back of the barn and stood looking at the pond for quite a while, pondering over what the banker and insurance man had said. Then he walked over to the west slope which ran along the side of the small hill where the house and barn stood and examined the contour of the ground carefully.

"What are you trying to discover in the hog lot, Bob?" asked his uncle, suddenly coming up behind him.

Bob's face was very serious, and he looked up at his uncle a moment before replying.

"I was just wondering how much it would cost to hire a man to grade a road up the side of this slope and get rid of the steep hill in front of the barn."

"What an idea!" exclaimed his uncle. "Hire a man, indeed! You must be crazy. We don't hire any men to work on this farm."

"Oh, yes, you do--you hired me, Uncle Joe."

"Well, but that's different, Bob," said his uncle, half smiling. "You don't get paid."

"Oh, yes, I do, Uncle Joe. Father said you told him you'd pay me whatever I was worth to you, and I'm willing to wait till you find out, but I certainly expect to be paid money for my work."

"Your father shouldn't have told you I'd give you money. Of course,"

he added quickly, seeing Bob's face cloud, "I expect to get you some new clothes in the fall."

"But father said I'm old enough now to buy my own clothes and that this year he'd let me do it. You just keep account of how much work and other things I do for you and pay me what I'm worth," Bob answered.

"What do you mean about other things?" asked his uncle quickly.

"Well, for instance," said Bob, looking him squarely in the eyes, "you want to borrow a thousand dollars at the First National Bank and they haven't told you whether they'd give it to you or not."

"Who told you that?" demanded his uncle coloring.

"I don't care to say," replied Bob, "but it wasn't grandmother or grandfather," he added quickly, to clear them of any suspicion of having violated a confidence.

"Of course, they didn't," said his uncle. "They don't know anything about it."

"I can tell you how you can get all the money you want--enough even to build a new house and a new barn, with silos, new fences, and other buildings. Also a concrete road from the house to the main road and put a bathroom and electric lights in the house, too," Bob added.

"Have you gone crazy?" demanded his uncle, scarcely able to believe his ears. "What nonsense are you talking this morning?"

"Well, you want to find out how it can be done, don't you?" he asked.

"Well, it won't do any harm to tell me," replied his uncle, suddenly remembering his approaching marriage and how far his slender purse would go toward fixing up the place and making it presentable to his bride.

"Drain the pond and plant it in corn," said Bob triumphantly.

"What's that?" asked his uncle again, not sure he heard correctly.

"Drain the pond and plant it in corn," repeated Bob. "You won't have to wait till you sell the corn, either, to get the money."

"How's that?" asked his uncle, interested in spite of himself.

"Well, all I can tell you is to do it and the First National Bank will make the loan."

"Whoever heard of such a thing as planting corn in an old mill pond,"

scoffed his uncle.

"I did," replied Bob smiling.

"Who told you?" demanded his uncle, looking him over from head to foot, for Bob with his ideas was getting to be more and more of a puzzle to him every day as he upset the long-established farm traditions.

"The president of the bank himself," declared Bob. "At least I overheard him tell another man that he would."

"You overheard John White, president of the First National Bank, discussing with someone else that I wanted to borrow a thousand dollars? I don't believe it. John White wouldn't discuss my affairs with anyone, especially when boys are standing around listening,"

vehemently declared his uncle.

"I wasn't standing around listening," said Bob blushing. "I was fishing in the pond yesterday and I sat in the mill to get out of the rain. I was fishing in the forebay, and they came in the mill to wait until the rain was over and sat down and talked."

"What! They talked about me?" demanded his uncle.

"They talked about you and grandfather and all the other farmers around here. Said you farmers never used your heads and let your farms run down, when all you had to do was to show him you had some 'git up and git' and you could have all the money you wanted."

"Well, if that's so, then why didn't he give it to me when I asked him?" demanded his uncle.

"That was because he was disappointed in you. You've not yet shown any 'git up and git,'" replied Bob.

"What do you mean by 'git up and git'?" asked his uncle.