Henry Dunbar.

by M. E. Braddon.

CHAPTER I.

AFTER OFFICE HOURS IN THE HOUSE OF DUNBAR, DUNBAR, AND BALDERBY.

The house of Dunbar, Dunbar, and Balderby, East India bankers, was one of the richest firms in the city of London--so rich that it would be quite in vain to endeavour to describe the amount of its wealth. It was something fabulous, people said. The offices were situated in a dingy and narrow thoroughfare leading out of King William Street, and were certainly no great things to look at; but the cellars below their offices--wonderful cellars, that stretched far away underneath the church of St. Gundolph, and were only separated by party-walls from the vaults in which the dead lay buried--were popularly supposed to be filled with hogsheads of sovereigns, bars of bullion built up in stacks like so much firewood, and impregnable iron safes crammed to overflowing with bank bills and railway shares, government securities, family jewels, and a hundred other trifles of that kind, every one of which was worth a poor man's fortune.

The firm of Dunbar had been established very soon after the English first grew powerful in India. It was one of the oldest firms in the City; and the names of Dunbar and Dunbar, painted upon the door-posts, and engraved upon shining bra.s.s plates on the mahogany doors, had never been expunged or altered: though time and death had done their work of change amongst the owners of that name.

The last heads of the firm had been two brothers, Hugh and Percival Dunbar; and Percival, the younger of these brothers, had lately died at eighty years of age, leaving his only son, Henry Dunbar, sole inheritor of his enormous wealth.

That wealth consisted of a splendid estate in Warwickshire; another estate, scarcely less splendid, in Yorkshire; a n.o.ble mansion in Portland Place; and three-fourths of the bank. The junior partner, Mr.

Balderby, a good-tempered, middle-aged man, with a large family of daughters, and a handsome red-brick mansion on Clapham Common, had never possessed more than a fourth share in the business. The three other shares had been divided between the two brothers, and had lapsed entirely into the hands of Percival upon the death of Hugh.

On the evening of the 15th of August, 1850, three men sat together in one of the shady offices at the back of the banking-house in St.

Gundolph Lane.

These three men were Mr. Balderby, a confidential cashier called Clement Austin, and an old clerk, a man of about sixty-five years of age, who had been a faithful servant of the firm ever since his boyhood.

This man's name was Sampson Wilmot.

He was old, but he looked much older than he was. His hair was white, and hung in long thin locks upon the collar of his shabby bottle-green great coat. He wore a great coat, although it was the height of summer, and most people found the weather insupportably hot. His face was wizen and wrinkled, his faded blue eyes dim and weak-looking. He was feeble, and his hands were tremulous with a perpetual nervous motion. Already he had been stricken twice with paralysis, and he knew that whenever the third stroke came it must be fatal.

He was not very much afraid of death, however; for his life had been a joyless one, a monotonous existence of perpetual toil, unrelieved by any home joys or social pleasures. He was not a bad man, for he was honest, conscientious, industrious, and persevering.

He lived in a humble lodging, in a narrow court near the bank, and went twice every Sunday to the church of St. Gundolph.

When he died he hoped to be buried beneath the flagstones of that City church, and to lie cheek by jowl with the gold in the cellars of the bank.

The three men were a.s.sembled in this gloomy private room after office hours, on a sultry August evening, in order to consult together upon rather an important subject, namely, the reception of Henry Dunbar, the new head of the firm.

This Henry Dunbar had been absent from England for five-and-thirty years, and no living creature now employed in the bank, except Sampson Wilmot, had ever set eyes upon him.

He had sailed for Calcutta five-and-thirty years before, and had ever since been employed in the offices of the Indian branch of the bank; first as clerk, afterwards as chief and manager. He had been sent to India because of a great error which he had committed in his early youth.

He had been guilty of forgery. He, or rather an accomplice employed by him, had forged the acceptance of a young n.o.bleman, a brother officer of Henry Dunbar's, and had circulated forged bills of accommodation to the amount of three thousand pounds.

These bills were taken up and duly honoured by the heads of the firm.

Percival Dunbar gladly paid three thousand pounds as the price of his son's honour. That which would have been called a crime in a poorer man was only considered an error in the dashing young cornet of dragoons, who had lost money upon the turf, and was fain to forge his friend's signature rather than become a defaulter.

His accomplice, the man who had actually manufactured the fict.i.tious signatures, was the younger brother of Sampson Wilmot, who had been a few months prior to that time engaged as messenger in the banking-house--a young fellow of nineteen, little better than a lad; a reckless boy, easily influenced by the dashing soldier who had need of his services.

The bill-broker who discounted the bills speedily discovered their fraudulent nature; but he knew that the money was safe.

Lord Adolphus Vanlorme was a customer of the house of Dunbar and Dunbar; the bill-brokers knew that _his_ acceptance was a forgery; but they knew also that the signature of the drawer, Henry Dunbar, was genuine.

Messrs. Dunbar and Dunbar would not care to see the heir of their house in a criminal dock.

There had been no hitch, therefore, no scandal, no prosecution. The bills were duly honoured; but the dashing young officer was compelled to sell his commission, and begin life afresh as a junior clerk in the Calcutta banking-house.

This was a terrible mortification to the high-spirited young man.

The three men a.s.sembled in the quiet room behind the bank on this oppressive August evening were talking together of that old story.

"I never saw Henry Dunbar," Mr. Balderby said; "for, as you know, Wilmot, I didn't come into the firm till ten years after he sailed for India; but I've heard the story hinted at amongst the clerks in the days when I was only a clerk myself."

"I don't suppose you ever heard the rights of it, sir," Sampson Wilmot answered, fumbling nervously with an old horn snuff-box and a red cotton handkerchief, "and I doubt if any one knows the rights of that story except me, and I can remember it as well as if it all happened yesterday--ay, that I can--better than I remember many things that really did happen yesterday."

"Let's hear the story from you, then, Sampson," Mr. Balderby said. "As Henry Dunbar is coming home in a few days, we may as well know the real truth. We shall better understand what sort of a man our new chief is."

"To be sure, sir, to be sure," returned the old clerk. "It's five-and-thirty years ago,--five-and-thirty years ago this month, since it all happened. If I hadn't good cause to remember the date because of my own troubles, I should remember it for another reason, for it was the Waterloo year, and city people had been losing and making money like wildfire. It was in the year '15, sir, and our house had done wonders on 'Change. Mr. Henry Dunbar was a very handsome young man in those days--very handsome, very aristocratic-looking, rather haughty in his manners to strangers, but affable and free-spoken to those who happened to take his fancy. He was very extravagant in all his ways; generous and open-handed with money; but pa.s.sionate and self-willed. It's scarcely strange he should have been so, for he was an only child; he had neither brother nor sister to interfere with him; and his uncle Hugh, who was then close upon fifty, was a confirmed bachelor,--so Henry considered himself heir to an enormous fortune."

"And he began his career by squandering every farthing he could get, I suppose?" said Mr. Balderby.

"He did, sir. His father was very liberal to him; but give him what he would, Mr. Percival Dunbar could never give his son enough to keep him free of gambling debts and losses on the turf. Mr. Henry's regiment was quartered at Knightsbridge, and the young man was very often at this office, in and out, in and out, sometimes twice and three times a week; and I expect that every time he came, he came to get money, or to ask for it. It was in coming here he met my brother, who was a handsome lad--ay, as handsome and as gentlemanly a lad as the young cornet himself; for poor Joseph--that's my brother, gentlemen--had been educated a bit above his station, being my mother's favourite son, and fifteen years younger than me. Mr. Henry took a great deal of notice of Joseph, and used to talk to him while he was waiting about to see his father or his uncle. At last he asked the lad one day if he'd like to leave the bank, and go and live with him as a sort of confidential servant and amanuensis, to write his letters, and all that sort of thing. 'I shan't treat you altogether as a servant, you know, Joseph,'

he said, 'but I shall make quite a companion of you, and you'll go about with me wherever I go. You'll find my quarters a great deal pleasanter than this musty old banking-house, I can tell you.' Joseph accepted this offer, in spite of everything my poor mother and I could say to him. He went to live with the cornet in the January of the year in which the fabricated bills were presented at our counter."

"And when were the bills presented?"

"Not till the following August, sir. It seems that Mr. Henry had lost five or six thousand pounds on the Derby. He got what he could out of his father towards paying his losses, but he could not get more than three thousand pounds; so then he went to Joseph in an awful state of mind, declaring that he should be able to get the money in a month or so from his father, and that if he could do anything just to preserve his credit for the time, and meet the claims of the vulgar City betting fellows who were pressing him, he should be able to make all square afterwards. Then, little by little, it came out that he wanted my brother, who had a wonderful knack of imitating any body's handwriting, to forge the acceptance of Lord Vanlorme. 'I shall get the bills back into my own hands before they fall due, Joe,' he said; 'it's only a little dodge to keep matters sweet for the time being.' Well, gentlemen, the poor foolish boy was very fond of his master, and he consented to do this wicked thing."

"Do you believe this to be the first time your brother ever Committed forgery?"

"I do, Mr. Balderby. Remember he was only a lad, and I dare say he thought it a fine thing to oblige his generous-hearted young master.

I've seen him many a time imitate the signature of this firm, and other signatures, upon a half-sheet of letter-paper, for the mere fun of the thing: but I don't believe my brother Joseph ever did a dishonest action in his life until he forged those bills. He hadn't need have done so, for he was only eighteen at the time."

"Young enough, young enough!" murmured Mr. Balderby, compa.s.sionately.

"Ay, sir, very young to be ruined for life. That one error, that one wicked act, was his ruin; for though no steps were taken against him, he lost his character, and never held his head up in an honest situation again. He went from bad to worse, and three years after Mr. Henry sailed for India, my brother, Joseph Wilmot, was convicted, with two or three others, upon a charge of manufacturing forged Bank of England notes, and was transported for life."

"Indeed!" exclaimed Mr. Balderby; "a sad story,--a very sad story. I have heard something of it before, but never the whole truth. Your brother is dead, I suppose."

"I have every reason to believe so, sir," answered the old clerk, producing a red cotton handkerchief and wiping away a couple of tears that were slowly trickling down his poor faded cheeks. "For the first few years of his time, he wrote now and then, complaining bitterly of his fate; but for five-and-twenty years I've never had a line from him.

I can't doubt that he's dead. Poor Joseph!--poor boy!--poor boy! The misery of all this killed my mother. Mr. Henry Dunbar committed a great sin when he tempted that lad to wrong; and many a cruel sorrow arose out of that sin, perhaps to lie heavy at his door some day or other, sooner or later, sooner or later. I'm an old man, and I've seen a good deal of the ways of this world, and I've found that retribution seldom fails to overtake those who do wrong."

Mr. Balderby shrugged his shoulders.

"I should doubt the force of your philosophy in this case, my good Sampson," he said; "Mr. Dunbar has had a long immunity from his sins. I should scarcely think it likely he would ever be called upon to atone for them."

"I don't know, sir," the old clerk answered; "I don't know that. I've seen retribution come very late, very late; when the man who committed the sin had well nigh forgotten it. Evil trees bear evil fruit, Mr.

Balderby: the Scriptures tell us that; and take my word for it, evil consequences are sure to come from evil deeds."

"But to return to the story of the forged bills," said Mr. Austin, the cashier, looking at his watch as he spoke.

He was evidently growing rather impatient of the old clerk's rambling talk.