"I decided to balance my accounts as nearly as I could every month, reserving such portion of profits as might appear adequate to cover probable losses, and to lay aside, by entry on a benevolent account, one tenth of the remaining profits, great or small, as a fund for benevolent expenditure, supporting myself and family on the remaining nine tenths.

I further determined that if at any time my net profits, that is profits from which clerk-hire and store expenses had been deducted, should exceed five hundred dollars in a month, I would give 12 per cent.; if over seven hundred dollars, 15 per cent.; if over nine hundred dollars, 17 per cent.; if over thirteen hundred dollars, 22 per cent.--thus increasing the proportion of the whole as G.o.d should prosper me, until at fifteen hundred dollars I should give 25 per cent, or 375 dollars a month. As capital was of the utmost importance to my success in business, I decided not to increase the foregoing scale until I had acquired a certain capital, after which I would give one quarter of all net profits, great or small, and, on the acquisition of another certain amount of capital, I decided to give half, and, on acquiring what I determined would be a full sufficiency of capital, then to give the whole of my net profits.

"It is now several years since I adopted this plan, and under it I have acquired a handsome capital, and have been prospered beyond my most sanguine expectations. Although constantly giving, I have never yet touched the bottom of my fund, and have repeatedly been surprised to find what large drafts it would bear. True, during some months, I have encountered a salutary trial of faith, when this rule has led me to lay by the tenth while the remainder proved inadequate to my support; but the tide has soon turned, and with grat.i.tude I have recognized a heavenly hand more than making good all past deficiencies."

The following deeply interesting particulars are recorded in the memoir of Mr. Cobb, a Boston merchant. At the age of twenty-three, Mr. Cobb drew up and subscribed the following remarkable doc.u.ment:

"By the grace of G.o.d I will never be worth more than 50,000 dollars,

"By the grace of G.o.d I will give one fourth of the net profits of my business to charitable and religious uses.

"If I am ever worth 20,000 dollars I will give one half of my net profits; and if ever I am worth 30,000 dollars, I will give three fourths; and the whole after 50,000 dollars. So help me G.o.d, or give to a more faithful steward, and set me aside."

"To this covenant," says his memoir "he adhered with conscientious fidelity. He distributed the profits of his business with an increasing ratio, from year to year, till he reached the point which he had fixed as a limit to his property, and then gave to the cause of G.o.d all the money which he earned. At one time, finding that his property had increased beyond 50,000 dollars, he at once devoted the surplus 7,500 dollars.

"On his death-bed he said, 'by the grace of G.o.d--_nothing else_--by the grace of G.o.d I have been enabled, under the influence of these resolutions to give away more than 40,000 dollars.' How good the Lord has been to me!"

Mr. Cobb was also an active, humble, and devoted Christian, seeking the prosperity of feeble churches; labouring to promote the benevolent inst.i.tutions of the day; punctual in his attendance at prayer meetings, and anxious to aid the inquiring sinner; watchful for the eternal interests of those under his charge; mild and amiable in his deportment; and, in the general tenor of his life and character, an example of consistent piety.

His last sickness and death were peaceful, yea triumphant. "It is a glorious thing," said he, "to die. I have been active and busy in the world--I have enjoyed as much as any one--G.o.d has prospered me--I have everything to bind me here--I am happy in my family--I have property enough--but how small and mean does this world appear on a sick-bed!

Nothing can equal my enjoyment in the near view of heaven. _My hope in Christ_ is worth infinitely more than all other things. The blood of Christ--the blood of Christ--none but Christ! Oh! how thankful I feel that G.o.d has provided a way that I, sinful as I am, may look forward with joy to another world, through His dear Son."

G.o.d.

APPROVAL OF G.o.d.

_In the whole work we desire to stand with G.o.d, and not to depend upon the favourable or unfavourable judgment of the mult.i.tude._

CHASTIs.e.m.e.nTS OF G.o.d.

_Our Heavenly Father never takes any earthly thing from His children except He means to give them something better instead._

The Lord, in His very love and faithfulness, will not, and cannot, let us go on in backsliding, but He will visit us with stripes, to bring us back to Himself!

The Lord never lays more on us, in the way of chastis.e.m.e.nt, than our state of heart makes needful; so that whilst He smites with the one hand, He supports with the other.

If, as believers in the Lord Jesus, we see that our Heavenly Father, on account of wrong steps, or a wrong state of heart, is dealing with us in the way of discipline or correction, we have to be grateful for it; for He is acting thus towards us according to that selfsame love, which led Him not to spare His only begotten Son, but to deliver Him up for us; and our grat.i.tude to Him is to be expressed in words, and even by deeds.

We have to guard against _practically_ despising the chastening of the Lord, though we may not do so in word, and against _fainting_ under chastis.e.m.e.nt: since all is intended for blessing to us.

FAITHFULNESS OF G.o.d.

Perhaps you have said in your heart: "How would it be, suppose the funds of the orphans were reduced to nothing, and those who are engaged in the work had nothing of their own to give, and a meal-time were to come, and you had no food for the children." Thus indeed it may be, for our hearts are desperately wicked. If ever we should be so left to ourselves, as that either we depend no more upon the living G.o.d, or that "we regard iniquity in our hearts," then such a state of things, we have reason to believe, would occur. But so long as we shall be enabled to trust in the living G.o.d, and so long as, though falling short in every way of what we might be, and ought to be, we are at least kept from living in sin, such a state of things cannot occur.

The Lord, to show His continued care over us, raises up new helpers.

They that trust in the Lord shall never be confounded! Some who helped for a while may fall asleep in Jesus; others may grow cold in the service of the Lord; others may be as desirous as ever to help, but have no longer the means; others may have both a willing heart to help, and have also the means, but may see it the Lord's will to lay them out in another way;--and thus, from one cause or another, were we to lean upon man, we should surely be confounded; but, in leaning upon the living G.o.d alone, we are BEYOND _disappointment, and_ BEYOND _being forsaken because of death,_ or _want of means,_ or _want of love,_ or _because of the claims of other work._ How precious to have learned in any measure to stand with G.o.d alone in the world, and yet to be happy, and to know that surely no good thing shall be withheld from us whilst we walk uprightly!

PARTNERSHIP WITH G.o.d.

A brother, who is in about the same state in which he was eight years ago, has very little enjoyment, and makes no progress in the things of G.o.d. The reason is that, against his conscience, he remains in a calling, which is opposed to the profession of a believer. We are exhorted in Scripture to abide in our calling; but only if we can abide in it _"with G.o.d."_ (1 Cor. vii. 24.)

POWER OF G.o.d.

There is a worldly proverb, dear Christian reader, with which we are all familiar, it is this, "Where there is a will there is a way." If this is the proverb of those who know not G.o.d, how much more should believers in the Lord Jesus, who have power with G.o.d, say: "Where there is a will there is a way."

TRUST IN G.o.d.

Only let it be trust _in G.o.d,_ not in _man,_ not in _circ.u.mstances,_ not _in any of your own exertions,_ but real trust in G.o.d, and you will be helped in your various necessities.... Not in circ.u.mstances, not in natural prospects, not in former donors, _but solely in G.o.d._ This is just that which brings the blessing. If we _say_ we trust in Him, but in reality do not, then G.o.d, taking us at our word, lets us see that we do not really confide in Him; and hence failure arises. On the other hand, if our trust in the Lord is real, help will surely come, "According unto thy faith be it unto thee."

It is a source of deep sorrow to me, that, notwithstanding my having so many times before referred to this point, thereby to encourage believers in the Lord Jesus, to roll all their cares upon G.o.d, and to trust in Him at all times, it is yet, by so many, put down to mere natural causes, that I am helped; as if the Living G.o.d were no more the Living G.o.d, and as if in former ages answers to prayers might have been expected, but that in the nineteenth century they must not be looked for.

WILL OF G.o.d.

How important it is to ascertain the will of G.o.d, before we undertake anything, because we are then not only blessed in our own souls, but also the work of our hands will prosper.

Just in as many points as we are acting according to the mind of G.o.d, in so many are we blessed and made a blessing. Our manner of living is according to the mind of the Lord, for He delights in seeing His children thus come to Him (Matt. vi); and therefore, though I am weak and erring in many points, yet He blesses me in this particular.

First of all, to see well to it, that the work in which he desires to be engaged is _G.o.d's work;_ secondly, that _he_ is the person to be engaged in this work; thirdly, that _G.o.d's time_ is come, when he should do this work; and then to be a.s.sured, that, if he seeks G.o.d's help in His own appointed way, He will not fail him. We have ever found it thus, and expect to find it thus, on the ground of the promises of G.o.d, to the end of our course.

1. Be slow to take new steps in the Lord's service, or in your business, or in your families. Weigh everything well; weigh all in the light of the Holy Scriptures, and in the fear of G.o.d. 2. Seek to have no will of your own, in order to ascertain the mind of G.o.d, regarding any steps you propose to take, so that you can honestly say, you are willing to do the will of G.o.d, if He will only please to instruct you. 3. But when you have found out what the will of G.o.d is, seek for His help, and seek it earnestly, perseveringly, patiently, believingly, and expectingly: and you will surely, in His own time and way, obtain it.

We have not to rush forward in self-will and say, I will do the work, and I will trust the Lord for means, this cannot be real trust, it is the counterfeit of faith, it is presumption; and though G.o.d, in great pity and mercy, may even help us finally out of debt; yet does this, on no account, prove that we were right in going forward before His time was come. We ought, rather, under such circ.u.mstances to say to ourselves: Am I indeed doing the _work of G.o.d?_ And if so, _I_ may not be the person to do it; or if I am the person, _His time_ may not yet be come for me to go forward; it may be His good pleasure to exercise my faith and patience. I ought, therefore, quietly to wait His time; for when it is come, G.o.d will help. Acting on this principle brings blessing.

To ascertain the Lord's will we ought to use scriptural means. Prayer, the word of G.o.d, and His Spirit should be united together. We should go to the Lord repeatedly in prayer, and ask Him to teach us by His Spirit through His word. I say by His Spirit through His word. For if we should think that His Spirit led us to do so and so, because certain facts are so and so, and yet His word is opposed to the step which we are going to take, we should be deceiving ourselves.... No situation, no business will be given to me _by G.o.d,_ in which I have not time enough to care about my soul. Therefore, however outward circ.u.mstances may appear, it can only be considered as permitted of G.o.d, to prove the genuineness of my love, faith, and obedience, but by no means as the leading of His providence to induce me to act contrary to His revealed will.

MARRIAGE.

To enter upon the marriage union is one of the most deeply important events of life. It cannot be too prayerfully treated. Our happiness, our usefulness, our living for G.o.d or for ourselves after wards, are often most intimately connected with our choice. Therefore, in the most prayerful manner, this choice should be made. Neither beauty, nor age, nor money, nor mental powers, should be that which prompts the decision; but 1st, Much waiting upon G.o.d for guidance should be used; 2nd, A hearty purpose to be willing to be guided by Him should be aimed after; 3rd, True G.o.dliness without a shadow of doubt, should be the first and absolutely needful qualification, to a Christian, with regard to a companion for life. In addition to this, however, it ought to be, at the same time, calmly and patiently weighed, whether, in other respects, there is a suitableness. For instance, for an educated man to choose an entirely uneducated woman, is unwise; for however much on his part love might be willing to cover the defect, it will work very unhappily with regard to the children.

PRAYER.

ANSWERS TO PRAYER.

I myself have for twenty-nine years been waiting for an answer to prayer concerning a certain spiritual blessing. Day by day have I been enabled to continue in prayer for this blessing. At home and abroad, in this country and in foreign lands, in health and in sickness, however much occupied, I have been enabled, day by day, by G.o.d's help, to bring this matter before Him; and still I have not the full answer yet.

Nevertheless, I look for it. I expect it confidently. The very fact that day after day, and year after year, for twenty-nine years, the Lord has enabled me to continue, patiently, believingly, to wait on Him for the blessing, still further encourages me to wait on; and so fully am I a.s.sured that G.o.d hears me about this matter, that I have often been enabled to praise Him beforehand for the full answer, which I shall ultimately receive to my prayers on this subject. Thus, you see, dear reader, that while I have hundreds, yea, thousands of answers, year by year, I have also, like yourself and other believers, the trial of faith concerning certain matters.

ANXIETY AVOIDED BY PRAYER.

Though all believers in the Lord Jesus are not called upon to establish orphan houses, schools for poor children, etc., and trust in G.o.d for means; yet all believers, according to the will of G.o.d concerning them in Christ Jesus, may cast, and ought to cast, all their care upon Him who careth for them, and need not be anxiously concerned about anything, as is plainly to be seen from 1 Peter v. 7; Philippians iv. 6; Matthew vi. 25-34.

My Lord is not limited; He can again supply; He knows that this present case has been sent to me; and thus, this way of living, so far from _leading to anxiety,_ as it regards possible future want, is rather the means of _keeping from it_.... This way of living has often been the means of reviving the work of grace in my heart, when I have been getting cold; and it also has been the means of bringing me back again to the Lord, after I have been backsliding. For it will not do,--it is not possible, to live in sin, and at the same time, by communion with G.o.d, to draw down from heaven everything one needs for the life that now is.... Answer to prayer, obtained in this way, has been the means of quickening my soul, and filling me with much joy.

I met at a brother's house with several believers, when a sister said that she had often thought about the care and burden I must have on my mind, as it regards obtaining the necessary supplies for so many persons. As this may not be a solitary instance, I would state that, by the grace of G.o.d, this is no cause of anxiety to me. The children I have years ago cast upon the Lord. The whole work is His, and it becomes me to be _without carefulness._ In whatever points I am lacking, in this point I am able, by the grace of G.o.d, to roll the burden upon my heavenly Father. Though now (July 1845) for about seven years our funds have been so exhausted, that it has been comparatively a _rare_ case that there have been means in hand to meet the necessities of the orphans for _three days_ together; yet have I been only once tried in spirit, and that was on Sept. 18, 1838, when for the first time the Lord seemed not to regard our prayer. But when He did send help at that time, and I saw that it was only for the trial of our faith, and not because He had forsaken the work that we were brought so low, my soul was so strengthened and encouraged, that I have not only not been allowed to distrust the Lord since that time, but I have not even been cast down when in the deepest poverty. Nevertheless, in this respect also am I now, as much as ever, dependent on the Lord; and I earnestly beseech for myself and my fellow-labourers the prayers of all those, to whom the glory of G.o.d is dear. How great would be the dishonour to the name of G.o.d, if we, who have so publicly made our boast in Him, should so fall as to act in these very points as the world does! Help us, then, brethren, with your prayers, that we may trust in G.o.d to the end. We can expect nothing but that our faith will yet be tried, and it may be more than ever; and we shall fall, if the Lord does not uphold us.

BORROWING AND PRAYING.

As regards borrowing money, I have considered that there is no ground to go away from the door of the Lord to that of a believer, so long as He is willing to supply our need.

COMMUNION WITH G.o.d IN PRAYER.

How truly precious it is that every one who rests alone upon the Lord Jesus for salvation, has in the living G.o.d a father, to whom he may fully unbosom himself concerning the most minute affairs of his life, and concerning everything that lies upon his heart! Dear reader, do you know the living G.o.d? Is He, in Jesus, your Father? Be a.s.sured that Christianity is something more than forms and creeds and ceremonies: there is life, and power, and reality, in our holy faith. If you never yet have known this, then come and taste for yourself. I beseech you affectionately to meditate and pray over the following verses: John iii.