"I trust I have not betrayed any impatience," said John, and instantly conscious of his infelicitous expression, added hastily, "I have really been very much interested."

"Oh, no," was the reply, "you hain't _betrayed_ none, but I know old fellers like me gen'rally tell a thing twice over while they're at it.

Wa'al," he went on, "it was like this. After Charley Cullom got to be some grown he helped to keep the pot a-bilin', 'n they got on some better. 'Bout seven year ago, though, he up an' got married, an' then the fat ketched fire. Finally he allowed that if he had some money he'd go West 'n take up some land, 'n git along like pussly 'n a flower gard'n. He ambitioned that if his mother 'd raise a thousan' dollars on her place he'd be sure to take care of the int'rist, an' prob'ly pay off the princ'ple in almost no time. Wa'al, she done it, an' off he went.

She didn't come to me fer the money, because--I dunno--at any rate she didn't, but got it of 'Zeke Swinney.

"Wa'al, it turned out jest 's any fool might 've predilictid, fer after the first year, when I reckon he paid it out of the thousan', Charley never paid no int'rist. The second year he was jest gettin' goin', an'

the next year he lost a hoss jest as he was cal'latin' to pay, an' the next year the gra.s.shoppers smote him, 'n so on; an' the outcome was that at the end of five years, when the morgidge had one year to run, Charley'd paid one year, an' she'd paid one, an' she stood to owe three years' int'rist. How old Swinney come to hold off so was that she used to pay the cuss ten dollars or so ev'ry six months 'n git no credit fer it, an' no receipt an' no witniss, 'n he knowed the prop'ty was improving all the time. He may have had another reason, but at any rate he let her run, and got the shave reg'lar. But at the time I'm tellin'

you about he'd begun to cut up, an' allowed that if she didn't settle up the int'rist he'd foreclose, an' I got wind on't an' I run across her one day an' got to talkin' with her, an' she gin me the hull narration.

'How much do you owe the old critter?' I says. 'A hunderd an' eighty dollars,' she says, 'an' where I'm goin' to git it,' she says, 'the Lord only knows.' 'An' He won't tell ye, I reckon,' I says. Wa'al, of course I'd known that Swinney had a morgidge because it was a matter of record, an' I knowed him well enough to give a guess what his game was goin' to be, an' more'n that I'd had my eye on that piece an' parcel an' I figured that he wa'n't any likelier a citizen 'n I was." ("Yes," said John to himself, "where the carcase is the vultures are gathered together.")

"'Wa'al,' I says to her, after we'd had a little more talk, 's'posen you come 'round to my place to-morro' 'bout 'leven o'clock, an' mebbe we c'n cipher this thing out. I don't say positive that we kin,' I says, 'but mebbe, mebbe.' So that afternoon I sent over to the county seat an' got a description an' had a second morgidge drawed up fer two hundred dollars, an' Mis' Cullom signed it mighty quick. I had the morgidge made one day after date, 'cause, as I said to her, it was in the nature of a temp'rary loan, but she was so tickled she'd have signed most anythin'

at that pertic'ler time. 'Now,' I says to her, 'you go an' settle with old Step-an'-fetch-it, but don't you say a word where you got the money,' I says. 'Don't ye let on nothin'--stretch that conscience o'

your'n if nes'sary,' I says, 'an' be pertic'ler if he asks you if Dave Harum give ye the money you jest say, "No, he didn't." That wont be no lie,' I says, 'because I aint _givin'_ it to ye,' I says. Wa'al, she done as I told her. Of course Swinney suspicioned fust off that I was mixed up in it, but she stood him off so fair an' square that he didn't know jest what _to_ think, but his claws was cut fer a spell, anyway.

"Wa'al, things went on fer a while, till I made up my mind that I ought to relieve Swinney of some of his anxieties about worldly bus'nis, an'

I dropped in on him one mornin' an' pa.s.sed the time o' day, an' after we'd eased up our minds on the subjects of each other's health an' such like I says, 'You hold a morgidge on the Widder Cullom's place, don't ye?' Of course he couldn't say nothin' but 'yes.' 'Does she keep up the int'rist all right?' I says. 'I don't want to be pokin' my nose into your bus'nis,' I says, 'an' don't tell me nothin' you don't want to.'

Wa'al, he knowed Dave Harum was Dave Harum, an' that he might 's well spit it out, an' he says, 'Wa'al, she didn't pay nothin' fer a good while, but last time she forked over the hull amount. 'But I hain't no notion,' he says, 'that she'll come to time agin.' 'An' s'posin' she don't,' I says, 'you'll take the prop'ty, won't ye?' 'Don't see no other way,' he says, an' lookin' up quick, 'unless you over-bid me,' he says.

'No,' I says, 'I ain't buyin' no real estate jest now, but the thing I come in fer,' I says, 'leavin' out the pleasure of havin' a talk with you, was to say that I'd take that morgidge off'm your hands.'

"Wa'al, sir, he, he, he, he! Scat my ----! At that he looked at me fer a minute with his jaw on his neck, an' then he hunched himself, 'n drawed in his neck like a mud turtle. 'No,' he says, 'I ain't sufferin' fer the money, an' I guess I'll keep the morgidge. It's putty near due now, but mebbe I'll let it run a spell. I guess the secur'ty's good fer it.'

'Yes,' I says, 'I reckon you'll let it run long enough fer the widder to pay the taxes on't once more anyhow; I guess the secur'ty's good enough to take that resk; but how 'bout _my_ secur'ty?' I says. 'What d'you mean?' he says. 'I mean,' says I, 'that I've got a second morgidge on that prop'ty, an' I begin to tremble fer my secur'ty. You've jest told me,' I says, 'that you're goin' to foreclose an' I cal'late to protect myself, an' I _don't_ cal'late,' I says, 'to have to go an' bid on that prop'ty, an' put in a lot more money to save my investment, unless I'm 'bleeged to--not _much_! an' you can jest sign that morgidge over to me, an' the sooner the quicker,' I says."

David brought his hand down on his thigh with a vigorous slap, the fellow of the one which, John could imagine, had emphasized his demand upon Swinney. The story, to which he had at first listened with polite patience merely, he had found more interesting as it went on, and, excusing himself, he brought up a stool, and mounting it, said, "And what did Swinney say to that?" Mr. Harum emitted a gurgling chuckle, yawned his quid out of his mouth, tossing it over his shoulder in the general direction of the waste basket, and bit off the end of a cigar which he found by slapping his waistcoat pockets. John got down and fetched him a match, which he scratched in the vicinity of his hip pocket, lighted his cigar (John declining to join him on some plausible pretext, having on a previous occasion accepted one of the brand), and after rolling it around with his lips and tongue to the effect that the lighted end described sundry eccentric curves, located it firmly with an upward angle in the left-hand corner of his mouth, gave it a couple of vigorous puffs, and replied to John's question.

"Wa'al, 'Zeke Swinney was a perfesser of religion some years ago, an'

mebbe he is now, but what he said to me on this pertic'ler occasion was that he'd see me in h.e.l.l fust, an' _then_ he wouldn't.

"'Wa'al,' I says, 'mebbe you won't, mebbe you will, it's alwus a pleasure to meet ye,' I says, 'but in that case this morgidge bus'nis 'll be a question fer our executors,' I says, 'fer _you_ don't never foreclose that morgidge, an' don't you fergit it,' I says.

"'Oh, you'd like to git holt o' that prop'ty yourself. I see what you're up to,' he says.

"'Look a-here, 'Zeke Swinney,' I says, 'I've got an int'rist in that prop'ty, an' I propose to p'tect it. You're goin' to sign that morgidge over to me, or I'll foreclose and surrygate ye,' I says, 'unless you allow to bid in the prop'ty, in which case we'll see whose weasel-skin's the longest. But I guess it won't come to that,' I says. 'You kin take your choice,' I says. 'Whether I want to git holt o' that prop'ty myself ain't neither here nor there. Mebbe I do, an' mebbe I don't, but anyways,' I says, '_you_ don't git it, nor wouldn't ever, for if I can't make you sign over, I'll either do what I said or I'll back the widder in a defence fer usury. Put that in your pipe an' smoke it,' I says.

"'What do you mean?' he says, gittin' half out his chair.

"'I mean this,' I says, 'that the fust six months the widder couldn't pay she gin you ten dollars to hold off, an' the next time she gin you fifteen, an' that you've bled her fer shaves to the tune of sixty odd dollars in three years, an' then got your int'rist in full.'

"That riz him clean out of his chair," said David. "'She can't prove it,' he says, shakin' his fist in the air.

"'Oh, ho! ho!' I says, tippin' my chair back agin the wall. 'If Mis'

Cullom was to swear how an' where she paid you the money, givin'

chapter an' verse, and showin' her own mem'randums even, an' I was to swear that when I twitted you with gittin' it you didn't deny it, but only said that she couldn't _prove_ it, how long do you think it 'ould take a Freeland County jury to find agin ye? I allow, 'Zeke Swinney,' I says, 'that you wa'n't born yestyd'y, but you ain't so old as you look, not by a dum sight!' an' then how I did laugh!

"Wa'al," said David, as he got down off the stool and stretched himself, yawning, "I guess I've yarned it enough fer one day. Don't fergit to send Mis' Cullom that notice, an' make it up an' up. I'm goin' to git the thing off my mind this trip."

"Very well, sir," said John, "but let me ask, did Swinney a.s.sign the mortgage without any trouble?"

"O Lord! yes," was the reply. "The' wa'n't nothin' else fer him to do. I had another twist on him that I hain't mentioned. But he put up a great show of doin' it to obleege me. Wa'al, I thanked him an' so on, an' when we'd got through I ast him if he wouldn't step over to the 'Eagil' an'

take somethin', an' he looked kind o' shocked an' said he never drinked nothin'. It was 'gin his princ'ples, he said. Ho, ho, ho, ho! Scat my ----! Princ'ples!" and John heard him chuckling to himself all the way out of the office.

CHAPTER XVIII.

Considering John's relations with David Harum, it was natural that he should wish to think as well of him as possible, and he had not (or thought he had not) allowed his mind to be influenced by the disparaging remarks and insinuations which had been made to him, or in his presence, concerning his employer. He had made up his mind to form his opinion upon his own experience with the man, and so far it had not only been pleasant but favorable, and far from justifying the half-jeering, half-malicious talk that had come to his ears. It had been made manifest to him, it was true, that David was capable of a sharp bargain in certain lines, but it seemed to him that it was more for the pleasure of matching his wits against another's than for any gain involved. Mr.

Harum was an experienced and expert horseman, who delighted above all things in dealing in and trading horses, and John soon discovered that, in that community at least, to get the best of a "hoss-trade" by almost any means was considered a venial sin, if a sin at all, and the standards of ordinary business probity were not expected to govern those transactions.

David had said to him once when he suspected that John's ideas might have sustained something of a shock, "A hoss-trade ain't like anythin'

else. A feller may be straighter 'n a string in ev'rythin' else, an'

never tell the truth--that is, the hull truth--about a hoss. I trade hosses with hoss-traders. They all think they know as much as I do, an'

I dunno but what they do. They hain't learnt no diff'rent anyway, an'

they've had chances enough. If a feller come to me that didn't think he knowed anythin' about a hoss, an' wanted to buy on the square, he'd git, fur's I knew, square treatment. At any rate I'd tell him all 't I knew.

But when one o' them smart Alecks comes along and cal'lates to do up old Dave, why he's got to take his chances, that's all. An' mind ye,"

a.s.serted David, shaking his forefinger impressively, "it ain't only them fellers. I've ben wuss stuck two three time by church members in good standin' than anybody I ever dealed with. Take old Deakin Perkins. He's a terrible feller fer church bus'nis; c'n pray an' psalm-sing to beat the Jews, an' in spiritual matters c'n read his t.i.tle clear the hull time, but when it comes to hoss-tradin' you got to git up very early in the mornin' or he'll skin the eyeteeth out of ye. Yes, sir! Scat my ----! I believe the old critter _makes_ hosses! But the deakin," added David, "he, he, he, he! the deakin hain't hardly spoke to me fer some consid'able time, the deakin hain't. He, he, he!

"Another thing," he went on, "the' ain't no gamble like a hoss. You may think you know him through an' through, an' fust thing you know he'll be cuttin' up a lot o' didos right out o' nothin'. It stands to reason that sometimes you let a hoss go all on the square--as you know him--an' the feller that gits him don't know how to hitch him or treat him, an' he acts like a diff'rent hoss, an' the feller allows you swindled him. You see, hosses gits used to places an' ways to a certain extent, an' when they're changed, why they're apt to act diff'rent. Hosses don't know but dreadful little, really. Talk about hoss sense--wa'al, the' ain't no such thing."

Thus spoke David on the subject of his favorite pursuit and pastime, and John thought then that he could understand and condone some things he had seen and heard, at which at first he was inclined to look askance.

But this matter of the Widow Cullom's was a different thing, and as he realized that he was expected to play a part, though a small one, in it, his heart sank within him that he had so far cast his fortunes upon the good will of a man who could plan and carry out so heartless and cruel an undertaking as that which had been revealed to him that afternoon. He spent the evening in his room trying to read, but the widow's affairs persistently thrust themselves upon his thoughts. All the unpleasant stories he had heard of David came to his mind, and he remembered with misgiving some things which at the time had seemed regular and right enough, but which took on a different color in the light in which he found himself recalling them. He debated with himself whether he should not decline to send Mrs. Cullom the notice as he had been instructed, and left it an open question when he went to bed.

He wakened somewhat earlier than usual to find that the thermometer had gone up, and the barometer down. The air was full of a steady downpour, half snow, half rain, about the most disheartening combination which the worst climate in the world--that of central New York--can furnish. He pa.s.sed rather a busy day in the office in an atmosphere redolent of the unsavory odors raised by the proximity of wet boots and garments to the big cylinder stove outside the counter, a compound of stale smells from kitchen and stable.

After the bank closed he dispatched Peleg Hopkins, the office boy, with the note for Mrs. Cullom. He had abandoned his half-formed intention to revolt, but had made the note not only as little peremptory as was compatible with a clear intimation of its purport as he understood it, but had yielded to a natural impulse in beginning it with an expression of personal regret--a blunder which cost him no little chagrin in the outcome.

Peleg Hopkins grumbled audibly when he was requested to build the fires on Christmas day, and expressed his opinion that "if there warn't Bible agin workin' on Chris'mus, the' 'd ort ter be"; but when John opened the door of the bank that morning he found the temperature in comfortable contrast to the outside air. The weather had changed again, and a blinding snowstorm, accompanied by a buffeting gale from the northwest, made it almost impossible to see a path and to keep it. In the central part of the town some tentative efforts had been made to open walks, but these were apparent only as slight and tortuous depressions in the depths of snow. In the outskirts, the unfortunate pedestrian had to wade to the knees.

As John went behind the counter his eye was at once caught by a small parcel lying on his desk, of white note paper, tied with a cotton string, which he found to be addressed, "Mr. John Lenox, Esq., Present,"

and as he took it up it seemed heavy for its size.

Opening it, he found a tiny stocking, knit of white wool, to which was pinned a piece of paper with the legend, "A Merry Christmas from Aunt Polly." Out of the stocking fell a packet fastened with a rubber strap.

Inside were five ten-dollar gold pieces and a slip of paper on which was written, "A Merry Christmas from Your Friend David Harum." For a moment John's face burned, and there was a curious smarting of the eyelids as he held the little stocking and its contents in his hand. Surely the hand that had written "Your Friend" on that sc.r.a.p of paper could not be the hand of an oppressor of widows and orphans. "This," said John to himself, "is what he meant when 'he supposed it wouldn't take me long to find out what was in my stocking.'"

The door opened and a blast and whirl of wind and snow rushed in, ushering the tall, bent form of the Widow Cullom. The drive of the wind was so strong that John vaulted over the low cash counter to push the door shut again. The poor woman was white with snow from the front of her old worsted hood to the bottom of her ragged skirt.

"You are Mrs. Cullom?" said John. "Wait a moment till I brush off the snow, and then come to the fire in the back room. Mr. Harum will be in directly, I expect."

"Be I much late?" she asked. "I made 's much haste 's I could. It don't appear to me 's if I ever see a bl.u.s.teriner day, 'n I ain't as strong as I used to be. Seemed as if I never would git here."

"Oh, no," said John, as he established her before the glowing grate of the Franklin stove in the bank parlor, "not at all. Mr. Harum has not come in himself yet. Shall you mind if I excuse myself a moment while you make yourself as comfortable as possible?" She did not apparently hear him. She was trembling from head to foot with cold and fatigue and nervous excitement. Her dress was soaked to the knees, and as she sat down and put up her feet to the fire John saw a bit of a thin cotton stocking and her deplorable shoes, almost in a state of pulp. A snow-obliterated path led from the back door of the office to David's house, and John s.n.a.t.c.hed his hat and started for it on a run. As he stamped off some of the snow on the veranda the door was opened for him by Mrs. Bixbee. "Lord sakes!" she exclaimed. "What on earth be you cavortin' 'round for such a mornin' 's this without no overcoat, an' on a dead run? What's the matter?"

"Nothing serious," he answered, "but I'm in a great hurry. Old Mrs.

Cullom has walked up from her house to the office, and she is wet through and almost perished. I thought you'd send her some dry shoes and stockings, and an old shawl or blanket to keep her wet skirt off her knees, and a drop of whisky or something. She's all of a tremble, and I'm afraid she will have a chill."

"Certain! certain!" said the kind creature, and she bustled out of the room, returning in a minute or two with an armful of comforts. "There's a pair of bedroom slips lined with lamb's wool, an' a pair of woolen stockin's, an' a blanket shawl. This here petticut, 't ain't what ye'd call bran' new, but it's warm and comf'table, an' I don't believe she's got much of anythin' on 'ceptin' her dress, an' I'll git ye the whisky, but"--here she looked deprecatingly at John--"it ain't gen'ally known 't we keep the stuff in the house. I don't know as it's right, but though David don't hardly ever touch it he will have it in the house."