. . .

Billing Terminology:

*How does the billing cycle work?

---> The due date is always 30 days from the billing period end date .

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Example:

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Suzzy Shoppers Billing Period end date is March 07, 2013 . Any transaction made from March 08 to April 07 will be listed on her April Billing Statement .

Sample Spiels:

"The reason why you haven't see your item in your billing statement, because the closing date is March 07; And you made the transaction is in March 08; rest a.s.sured it would be reflected in your next billing statement . "

**Credit Limit - is the maximum amount a credit card company

**Debit - a charge on your items such as purchases, late fees and interest charge .

**Credit - a deduction from an amount otherwise on due .

--->Samples: returns, late fee credit, interest credit .

**Balance - previous balance - (payment - credit + debit = balance)

Credit Granting Handles Concerns:

1 . Credit limit increase/decrease

2 . Declined transactions

3 . Questions related to credit score, credit report, and credit history

4 . Checking the status of the customer application

5 . Approval codes request

For FRAUD Prevention:

(-) fraud

(-) scams

(-) theft

(-) danger

. . .

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