FIRE PROTECTION IN RURAL COMMUNITIES

Where people live widely separated from one another, as in rural communities, such regulations are less necessary and organized fire protection is less easy to afford. A farmer's property may be destroyed by fire from a spark from a pa.s.sing locomotive, or from the camp of a careless hunter in the adjoining woods. There may be state laws to control such cases. But in the main, if his property burns it is due to the carelessness of some one who lives on the premises, and he is dependent upon his own efforts to control the fire. Improved farm water supply with adequate pumping facilities, the telephone by which neighbors may be summoned, and the automobile by which help may quickly be brought, have increased the farmer's safety; but his chief safeguard is the exercise of care by all who live on the farm at every point where a fire might possibly be started.

FIRE INSURANCE

Fire insurance is a means of reducing the fire loss of individual property owners by a form of cooperation. Insurance companies, operating under state laws, sell insurance to property owners. The latter pay a small premium for the protection afforded. From the funds produced by the premiums and the interest on their investment, the occasional losses of individuals are paid. This does not prevent the destruction of the property, but it distributes the loss among thousands of people, perhaps in all parts of the country.

FARMERS' COOPERATIVE INSURANCE

There are in the United States about 2000 FARMERS' COOPERATIVE FIRE INSURANCE COMPANIES, carrying insurance amounting to more than 5 billion dollars. These companies are a.s.sociations of farmers who elect their own directors and manage their own insurance business. They provide insurance at a much lower rate than the ordinary commercial insurance companies. A usual provision of the laws under which these cooperative companies operate is that no member may insure his property for its full value. His neighbors will help him bear his loss, but will not bear it all. This has the effect of causing him to exercise greater care to prevent fire on his premises. For this reason insurance does reduce the actual fire loss to some extent.

Property may also be insured against loss from storm and flood.

Investigate and report on:

Fire losses in your community in a year.

Causes of fires in your community last year. Number that were preventable.

Precautions against fire in your home and school.

Fire preventive regulations in your community.

Cost of fire prevention in your community.

Improved means of fire prevention in country districts.

How fire insurance works.

Cooperative fire insurance companies in your state.

Storm insurance in your locality.

POLICE PROTECTION

All states have laws to protect their citizens against the "ill- mannered" who do not respect property rights--thieves, burglars, highwaymen, vandals, sharpers, and others. The enforcement of these laws is left largely in the hands of local community officers. Cities have police departments, with large numbers of patrolmen and detectives whose business it is not only to arrest violators of the law after the violation has taken place, but also by their vigilance to prevent the violation from occurring.

RURAL POLICE PROTECTION

The state laws against the violation of property rights apply to rural communities as well as to cities, and rural communities have officers for their enforcement--the constable in townships, the sheriff and his deputies in counties. Where the population is small and widely scattered, as in a rural township or county, about all the officers can do is to arrest law violators after the commission of the unlawful act, if they can be found. The officers are too few to watch isolated and remote property, and in case of serious disturbance, such as a riot, they are too few to handle the situation effectively. Rural communities and many small industrial or mining communities do not always have the protection they need against lawlessness. In such cases the tendency is sometimes for the people to "take the law in their own hands." In times of labor trouble mining companies and other industrial corporations have sometimes organized their own police. Such practice is dangerous, for the enforcement of law should be in the hands of the state, and not in the hands of an interested party.

In early days on the frontier, in mining and lumber camps, "vigilance committees" were common; and even now, in various localities, we hear too frequently of "lynching parties," which are as lawless as the original offenders against the law, and tend to create a disrespect for law.

And yet disrespect for law may also result from failure on the part of the community to enforce the law through regular agencies, from failure of officers to apprehend offenders promptly, or of courts to mete out justice promptly and impartially.

STATE POLICE Canada has been more efficient than the United States in affording protection to remote and rural communities, by means of her national mounted police. "The isolated farmer and his wife slept securely in their sod hovel beyond the frontier, because they knew that a brave and swift corps of vigilant young athletes ...

kept sleepless vigil. Life and property were secure ... ."

[Footnote: C.R. Henderson, "Rural Police," ANNALS American Academy of Political and Social Science, 1912, p. 228.] In our own country Texas has her "rangers" who protect her borders against raids; but the best example of rural policing in the United States is in Pennsylvania, where there is a well-organized state police, or "constabulary," which has many times proved its efficiency in protecting remote rural communities and homes, in bringing criminals to justice, and in quelling riots in mining centers.

VANDALISM

A great deal of property is destroyed or injured by VANDALS. The original Vandals were a tribe of Germanic peoples who invaded southern and western Europe in the Middle Ages, and who were noted for their destructiveness of the beautiful buildings and other evidences of Roman civilization. There seem to be vandals in almost every community, and sometimes they seem to be especially numerous in small communities, perhaps because of the lack of police protection. Sometimes vandalism is wanton,--that is, it results from an apparent love of being destructive. Most often it is purely thoughtless. Few people would knowingly injure the property of another if they would stop to think of their feelings if another should injure THEIR property. It is a case of "bad manners." Moreover, it is not a "square deal" to injure another's property while expecting one's own property to be secure. When vandalism occurs in a community it creates a general feeling of insecurity and destroys the sense of freedom.

PUBLIC PROPERTY is often more likely to suffer from vandalism than private property. Some people will mar the walls of public buildings, or make their floors filthy with expectoration, when they would not think of doing so in private buildings. They will break shrubbery in public parks, or despoil public flower beds, when they would not think of entering private premises for such purpose. There seems to be a feeling that public property belongs to no one, or else that, since it is public, any one is at liberty to do as he pleases with it. This, of course, is foolish. It is as if a stockholder in a business corporation should injure or destroy the corporation property, forgetting that he owned a share in it and suffered a share of the loss.

Investigate and report on:

Organization of police protection in your community.

Organization of a police department in a large city.

The Mounted Police of Canada and their work.

The Texas rangers.

The state police of Pennsylvania.

Vigilance committees in frontier towns of former times.

Why lynching is wrong.

The promptness with which justice is meted out in the courts of your state.

The extent and causes of vandalism in your community.

Is vandalism justifiable on Halloween?

Inspect the courthouse and other public buildings in your community and report as to whether they are disfigured in any way.

THE SACREDNESS OF PROPERTY RIGHTS

When a thief or vandal takes or destroys another person's property, the loss of the property is not the worst thing that happens, but the attack upon PROPERTY RIGHTS. The right to security in one's possessions is among the most sacred rights of a free people, being cla.s.sed with the right to life, the right of free speech, the right of pet.i.tion, the right to freedom of religion. It is by securing these rights that the law makes us free. The sacred right to property is as truly violated by one who steals a nickel as by one who robs a bank of a thousand dollars, by one who ruins our flower bed as well as by one who burns our house. The amount has nothing to do with it. The tax which the English government imposed on tea imported by the American colonists was not a heavy tax, but the colonists objected because it was imposed without their consent.

CONSt.i.tUTIONAL GUARANTEES OF PROPERTY RIGHTS

The citizens of a free country require protection of their property rights against infringement by their government as well as by one another. The Revolutionary War was fought in defense of this and other rights against violation by the English government.

When the Const.i.tution of the United States was framed, the people refused to ratify it unless amendments were added guaranteeing these rights. Thus it was provided that "no soldier shall, in time of peace, be quartered in any house without the consent of the owner, nor in time of war, but in a manner to be prescribed by law" (Amendment III); that "the right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated ..."

(Amendment IV); that "no persons shall be ... deprived of life, liberty or property, without due process of law; nor shall private property be taken for public use without just compensation"

(Amendment V. See also Chapter XIV, p. 207). The Const.i.tution also provides that "no state shall ... pa.s.s any ... law impairing the obligation of contracts" (Art. I, sec. 10, clause I), and in various other ways protects our property rights. Our state const.i.tutions contain many similar provisions. Our governments have the power to take property in the form of taxes, but under certain restrictions imposed by our const.i.tutions to safeguard the rights of the people (see Chapter XXIII).

OUR NATIONAL ARMY

It is to protect these RIGHTS, rather than property itself, that communities have their police, that states have their militia, and that the nation has its army and its navy. Among the chief causes that led us into war with Germany was the fact that Germany was violating the property rights of our citizens. While our Const.i.tution provides for state militia and a national army for the defense of our rights, property rights included, it has always been our national policy to maintain as small a standing army as is consistent with the national safety; and this for the very reason that a large standing army and a large navy are not only a great burden of expense, but also, as the founders of our nation believed, a menace to the liberties of the people and to the peace of the world.

THE SERVICE OF THE COURTS

We have seen that no person may be deprived of property by the government "without due process of law." This means that the procedure provided by law must be followed, and that the citizen whose property is taken may have his side of the case presented, the value of the property in question appraised by impartial judges, and so on. It is the business of THE COURTS to see that justice is done. They inquire into the facts in the case, and interpret the law bearing on it. The courts are the final safeguard to our liberties. Our government comprises, therefore, not only a law-making branch and a law-enforcing branch, but also a LAW-INTERPRETING, OR JUDICIAL, branch--the courts.

THE RIGHTS OF ACCUSED PERSONS

The Const.i.tution guarantees justice to persons accused of violating the property rights, or other rights of citizens, by theft, fraud, or otherwise, as well as to the citizen who has been wronged. "In all criminal prosecutions the accused shall enjoy the right to a speedy and public trial, by an impartial jury of the State and district wherein the crime shall have been committed ...