In 1865, Mr. Henry F. Clark desired him to reorganize the Cleveland Insurance Company, the charter of which was granted by the State of Ohio in 1830, and which was successfully managed by his father, Mr. Edmund Clark, until his death. Mr. Coe undertook and completed the task, and operations re-commenced April 1st, of the same year, on a paid up cash capital of one hundred thousand dollars, increased in 1866, to one hundred and fifty thousand; and in 1867, to two hundred thousand dollars, and now increased to its limit, five hundred thousand dollars, making it the largest cash capital company in the State of Ohio, a credit to the city and to the State at large.

Mr. Coe is the right man in the right place, as the successful workings of this company fully demonstrate. He, as secretary, devotes his whole attention to the interest of the company. H. B. Payne is the president, and S. D. McMillan, vice-president.

In looking over a correspondence of about twenty years ago, in search of some data connected with Mr. Coe's history, we came on the following letters, which will be read with amus.e.m.e.nt by old Clevelanders, as reminiscences of the ante-railroad period, and for the allusions to public and political events of that day, as well as for the contrast between the irascible tone of one letter, and the cool humor of the other:

Messrs. S. S. Coe & Co., Cleveland, Ohio:

Gentlemen,--No one dislikes, more than we do, to grumble or find fault, but we hate just as bad to have our boats detained beyond a reasonable time, at your place; and when our boats leave here for your place, we look for them back at a certain time; and if they do not get here soon after that time, it disarranges all our calculations and proves a great loss to us. All our boats were detained a week on account of a break in our ca.n.a.l, and then to be detained beyond a reasonable time in port, makes it worse. Mr. Wheeler, at Akron, is the only man on the Ohio ca.n.a.l, that we know of, that has been in the business longer than we have on our ca.n.a.l, and we defy you to find a boatman on our ca.n.a.l or river that will say we ever detained them beyond a reasonable time; and there is no need of it if men do as they would be done by, and the situation our river has been in this geason has been vexatious enough for any one. Time is money, and eight or ten boats being detained a day or two counts up. The J. Larkin left for your place to-day.

Tours truly,

S. Adams & Co.

Cleveland, July 29th, 1848. Messrs. Sam'l Adams & Co., Dresden, O.:

Gentlemen,--Your esteemed favor of the 25th inst. is at hand.

It has been a matter of some considerable interest to us to ascertain, if possible, as to which city takes precedence in age, Zanesville or Cleveland.

As, which incident is first in date, the cutting of the bridle path from Wheeling to the Muskingum by Old Zane, or the coasting of our lake to the Cuyahoga of the exploring party under Old Stow. Your Mr. Adams, we are quite sure, can give us the much desired information.

We see it stated that our good Democratic candidate for President once resided at or near your beautiful village. You may be familiar with his early history--we wish to know, if such a thing is possible, whether he commenced his political career as a Federalist or a Democrat, and whether he did or did not break his sword at the disgraceful surrender of that old coward Hull; but more than all, as we think it most important of all, is, did he, or did he not, when at the age of nineteen, wear that emblem of Federalism, the black c.o.c.kade. To this last question we beg you will give us an answer if such a thing be possible.

While troubling you in this manner, for which we beg your kind indulgence, may we also ask you as to the condition, moral and physical of your returned volunteers? Report says they have been badly treated; we are anxious to know as to this, for if so, and commanded by Whig'

officers, we can make political capital out of it against the Whig party; if not, we can make capital against the administration; we do not care which, as our object is to do justice to both parties. Can you tell us which candidate they will support. They are important in numbers, and from their high character, will carry a great, moral force with them; and on this last account we have supposed they would oppose General Taylor, as it has been said he used profane language at the battle of Buena Vista.

We are erecting here a new and beautiful theater, it opens Aug. 21. We hope we may see you here at that time.

Your ob't serv'ts,

S. S. Coe & Co.

P.S. You are right as to the _unnecessary_ detention at this place of ca.n.a.l boats; it is an evil of great turpitude. _We never do so_. Aside from the great loss to owner, it affects the morals of the crews, and in this we know the oldest forwarder on the ca.n.a.l, Mr. Wheeler, will agree with us.

John Long Severance.

Conspicuous among those former residents of Cleveland who have pa.s.sed away and left only a pleasant memory behind them, is John Long Severance, who died about ten years ago, mourned by a wide circle of friends, whom his many lovable qualities had brought around him.

Mr. Severance was born in 1822, his father being Dr. Robert Severance, of Shelburne, Ma.s.sachusetts. His parents dying within a few months of each other, when he was but nine years old, young Severance was adopted by the late Dr. Long, of Cleveland, who gave him every advantage in the way of education that could be procured in the city. A college course was intended but his delicate health forbade this, and in his sixteenth year he was taken into the old Commercial Bank of Lake Erie, and then into the reorganized inst.i.tution, remaining there twenty years.

His health, never good, broke down entirely under the fatiguing duties of the bank, and he was compelled to resign his connection with that inst.i.tution and seek a restoration of his wasted vigor by a voyage to Europe. At Southampton, England, he died on the 30th August, 1859, at the age of thirty-seven, surrounded by every attention which kind friends and sympathizing strangers could bestow upon him.

Mr. Severance was a man of many rare and sterling attractions. His social qualities, pa.s.sion for music, and love for little children, as well as sincere attachment to a large circle of friends, caused general mourning for his death. He was one of the founders of the Second Presbyterian church, and by the members of that body his loss was keenly felt. He had always felt a deep interest in the prosperity of the church, contributing largely through his rare ability as a musician, both in the choir and in the Sunday schools, to the welfare of the congregation, until he was obliged to abandon those services on account of advancing disease. With rare energy and many reasons for desiring to live, he was slow to believe that he must fall in early manhood before the destroyer. And while he was not afraid to die, and expressed a firm confidence in G.o.d in whatever event, he felt it to be his duty to struggle for a longer life, and no doubt prolonged his days in this manner. He was consistent, uniform, earnest, stable, both in faith and practice; always punctual in the discharge of his business and Christian duties, his attendance in the church, and his labors in the mission and Sunday schools. His last letter before death, written to an intimate personal and business friend, said: "I feel quite sure the disease is making rapid progress, but this gives me no uneasiness or alarm, nor have I experienced any feeling but that I am hastening home. The prospect would be dark indeed with no hope in Christ, no deep and abiding trust in G.o.d's pardoning love. This trust in him has sustained me through every trial, and this hope in Christ and his all-atoning blood grows brighter every day, taking away the fear of death, and lighting up the pathway through the dark valley, through which so many of my loved ones have already pa.s.sed."

[Ill.u.s.tration: D. Sanford]

Daniel Sanford.

The late Daniel Sanford, whose name is held in esteem by old Clevelanders, was born in Milford, Connecticut, in 1803. At a very early age he left his home and went to New York where he learned the trade of a ship joiner, one of his first jobs being upon the cabins of the Fairfield, the first steamer on the East River.

In 1834, he came to Cleveland and worked for some time at his trade as a journeyman ship joiner. In coming time he aspired to build ships on his own account, and for this purpose formed a partnership with Luther Moses.

The first work done by the firm was on the steamer New York, and subsequently the steamers Ohio and Saratoga were built by them. In addition to these a very large number of propellers and sailing vessels were built, and ca.n.a.l boats almost without number. The mere list of crafts of one description and another, built by this firm, would take considerable s.p.a.ce in our pages.

In 1849, the firm, which had done so much important work in the ship yards, was dissolved and Mr. Sanford changed his business from ship-building to dealing in lumber, which he entered upon on a large scale and continued under the t.i.tle of D. Sanford, and subsequently Sanford & Son, until his death, which occurred on Sunday morning, September 22, 1864, after an illness of about four weeks, the disease being inflammation of the bowels.

Mr. Sanford came to Cleveland with but five hundred dollars in his pocket, but he worked his way with prudence and economy till he had acquired a handsome property. His business on his death descended to his third son, Nelson Sanford, who has conducted it prudently and with success.

He was earnestly patriotic, and on the outbreak of the war for the Union he took a lively interest in everything pertaining to it.

Becoming satisfied that the rebels never intended submission to the lawful authorities until they were flogged into submission, he strongly urged their severe punishment, and contributed liberally to send men into the field.

Mr. Sanford was a strong advocate of the consolidation of Ohio City and Cleveland, and in his position of member of the Ohio City Council aided materially in bringing about the result. He was no politician, but was not one of those who make that fact an excuse for taking no interest in public affairs. He had decided views on public matters, and never avoided his duties as a citizen.

In whatever concerned the welfare of the city he took strong interest, and was one of the first stockholders of the Cleveland, Columbus and Cincinnati Railroad Company, as he was also of the Cleveland and Mahoning Railroad Company.

Every dollar of Mr. Sanford's money was honestly earned; not a hard, mean, or wrongful action tarnished a single penny pa.s.sing into his hands. Had he been avaricious he might have died worth half a million dollars, but he was infinitely richer in the blessings of hundreds of poor people who were the secret recipients of his bounty. He had "a hand open as day for melting charity." Yet in his good deeds he never let his left hand know what his right hand did. His last words on earth were of a character in keeping with his whole life. Calling his youngest son to his bedside he said, "Benjamin, be honest in all your transactions." On the tomb of David Sanford can with truth be written: "An honest man--the n.o.blest work of G.o.d."

Charles W. Coe.

Charles W. Coe, so long and favorably known in our business circles, was born in Oswego, New York, March 19th, 1822. His grandfather, Col. Eli Parsons, was a soldier in the Revolution, and prominent in the Shay's Rebellion, in Ma.s.sachusetts. His father was a physician of much note in Oswego, and died about 1828, leaving two children; Charles, the younger, is the subject of this sketch. Like a great many other physicians, he left a number of old accounts of no value, and not a great deal besides, so that Charles and his brother had to strike out early in life to do something towards getting a living, and hence educational matters did not receive all the desired attention.

Charles came to Cleveland in 1840, and at once engaged as clerk with N. E.

Crittenden, jeweler. He remained in that situation about a year, when he returned to Oswego, and after the lapse of two years, came back to Cleveland, and entered into the employ of Pease & Allen, produce and commission merchants, with whom he remained until 1849. At that time, he went into the employ of Mr. Charles Hickox, and continued with him until 1855, when he took an interest with Mr. Hickox in the milling business, already referred to in this work, and in which he still continues.

Mr. Coe has won his present prominent position among the business men of Cleveland by shrewd foresight and close attention to business. He is a hard worker and a keen observer of the fluctuations of business, mingling prudence with enterprise to such a degree that, whilst he has driven a profitable business, it has always been a safe one. He is frank, unselfish, and free hearted. Whilst having had reason to appreciate the value of money, he esteems it not so much on its own account as on account of the domestic comforts and enjoyments its judicious expenditure brings.

S. M. Strong