"Humph! That's a pretty good answer. Knowledge is power, they say, but--but I cal'late knowledge of the Stock Exchange is poverty, with a good many folks."

"I think you're right, Captain. It's none of my business, but--were you planning to tackle Wall Street?"

Captain Elisha glanced, under his brows, at his new friend, and his eyes twinkled.

"Didn't know but I might," he replied, solemnly. "Ain't got any--er--tips, any sure things you want to put me on to, have you?"

"I have not. My experience of Wall Street 'sure things' leads me to believe that they're sure--but only for the other fellow."

"Hum! I know a chap down home that made money in stocks. He made it so easy that, as the boys say, 'twas almost a shame to take the money. And 'twas the makin' of him, too."

Pearson was embarra.s.sed and troubled. If this big-hearted, simple-minded countryman had come to New York to buck the stock market, it was time to sound a warning. But had he, on such short acquaintance, the right to warn? The captain was shrewd in his own way. Might not the warning seem presumptuous?

"So--this--this friend of yours was a successful speculator, was he?" he asked. "He was lucky."

"Think so? Well, maybe. His name was Elkanah Chase, and his dad was old man 'Rastus Chase, who made consider'ble in cranberries and one thing or 'nother. The old man brought Elkanah up to be what he called a gentleman. Ho! ho! Hi hum! I ain't sure what 'Rastus's idea of a gentleman was, but if he cal'lated to have his son a tramp in go-to-meetin' clothes, he got his wish. When the old man died, he willed the boy fifteen thousand dollars. Well, fifteen thousand dollars is a fortune to some folks--if they ain't economizin' in New York--but to Elkanah 'twas just about enough to make him realize his poverty. So, to make it bigger, he got one of them 'tips' from a college friend down here in Wall Street, and put the heft of ten thousand into it. _And_, I swan, if it didn't double his money!"

Captain Elisha's visitor shook his head. He did not even smile.

"He was extremely fortunate," he said. "I give you my word, Captain Warren, that the majority of first speculators don't turn out that way.

I hope he was wise enough to keep his profits."

The captain rubbed his chin.

"Jim--" he began. "Excuse me, I should have said Mr. Pearson, but I've got sort of in the habit of callin' folks by their first names. Livin'

where you know everybody so well gets you into those habits."

"Jim suits me. I hope you'll cultivate the habit."

"Do you? Well, I will. Now, Jim, referrin' to what I was goin' to say, you, bein' a newspaper man, ought to know everything, but it's pretty plain you don't know Elkanah Chase. Keep his profits! Why, when a feller is all but convinced that he knows it all, one little bit of evidence like that speculation settles it for him conclusive. Elkanah, realizin'

that Wall Street was his apple pie, opened his mouth to swaller it at one gulp. He put his profits and every other cent he had into another sure thing tip."

"And won again?"

"No. He lost all that and some more that he borrowed."

"But I thought you said it was the making of him!"

"It was. He had to take a job over at the overalls factory in Ostable.

As a fifteen thousand dollar gentleman, he was pretty average of a mess, but they tell me he makes middlin' good overalls. Elkanah convinced me that Wall Street has its good points."

He chuckled. Pearson, relieved, laughed in sympathy. "Has he paid back the money he borrowed?" he inquired.

"No-o! I guess the creditors'll have to take it out in overalls.

However, it's a satisfaction to some of 'em to watch Chase really work.

I know that gives me _my_ money's worth."

"Oh, ho! You are one of the creditors! Captain Warren, I'm surprised. I sized you up as a shrewder judge of investments."

Captain Elisha colored. "I judged that one correct," he answered. "If I hadn't thought 'twould have turned out that way I never would have plunged. You see, old man Chase was a friend of mine, and--However," he added, hastily changing the subject, "we've strayed some off the course.

When I mentioned the Stock Exchange I did it because my brother was a member of it, and I cal'late you might have known him."

Pearson was astonished. "Your brother was a member of the Exchange?" he repeated.

"Um-hm. Never would have guessed it, would you? I s'pose you cal'late all the stock I knew about was on the hoof. Well, I have been acquainted with other breeds in my time. My brother's name was Abijah Warren--A.

Rodgers Warren, he called himself."

The effect of this announcement was instantaneous and electric. The young man sat back in his chair.

"A. Rodgers Warren was your brother?" he cried.

"Um-hm. Seems to stagger you some. Contrast between us as big as all that comes to?"

"But--but, Captain Warren--Your brother--Tell me, is Miss Caroline Warren your niece?"

"She is. And Steve is my nephew. 'Tain't possible you're acquainted with them?"

Pearson rose to his feet. "Is--They used to live on the Avenue," he said. "But you said you were visiting. Captain Warren, is this your niece's apartment?"

"Yes, hers and Steve's. Why, what's the matter? Ain't goin', are you?"

"I think perhaps I had better. It is getting late."

"Late! It's only the shank of the evenin'. Jim, I ain't so blind that I can't see through an open window. It ain't the lateness that makes you want to leave so sudden. Is there some trouble between you and Caroline?

Course, it's none of my business, and you needn't tell me unless you want to."

The answer was prompt enough.

"No," replied Pearson. "No. I a.s.sure you there is nothing of that kind.

I--I met Miss Warren. In fact, at one time we were well acquainted. I have the very highest opinion of her. But I think it is best to--"

"Just a minute now. No trouble with Steve? He's a boy and at an age when he's pretty well satisfied with himself and you have to make allowance."

"No. Steve and I were quite friendly. I'm sorry to cut my visit short, but it is late and I _must_ go."

He was moving toward the door. Captain Elisha looked at him intently.

"Well, if you must," he said. "But I hope you'll come again soon. Will you?"

"I hope I may. I give you my word, Captain, that I appreciate your invitation, and I do want to know you better."

"Same here. I don't often take sudden fancies, Jim, but I knew your uncle, and I'd bet consider'ble on any member of his family. And I _was_ kind of interested in that novel of yours. You haven't said you'd come again. Will you?"

Pearson was much embarra.s.sed.

"I should like to come, immensely," he said, with an earnestness unmistakable; "but--but, to be honest, Captain Warren, there is a reason, one which I may tell you sometime, but can't now--neither Miss Warren nor her brother have any part in it--which makes me reluctant to visit you here. Won't you come and see me at the boarding house? Here's the address. _Will_ you come?"

"Sartin! I figured on doin' it, if you gave me the chance."