Halfacre did not appear--he had not dined at home; and the two females had all the joys of antic.i.p.ation to themselves.

"I wonder what has become of your father," said Mrs. Halfacre, after inquiring for her husband for the tenth time. "It is SO like him to forget an engagement to a ball. I believe he thinks of nothing but his lots. It is really a great trial, Dosie, to be so rich. I sometimes wish we weren't worth more than a million, for, after all, I suspect true happiness is to be found in these little fortunes. Heigho! It's ten o'clock, and we must go, if we mean to be there at all; for Mrs.

Caverly once said, in my presence, that she thought it as vulgar to be too late, as too early."

The carriage was ordered, and we all three got in, leaving a message for Mr. Halfacre to follow us. As the rumor that a "three-figure"

pocket-handkerchief was to be at the ball, had preceded my appearance, a general buzz announced my arrival in the salle a manger-salons. I have no intention of describing fashionable society in the GREAT EMPORIUM of the WESTERN WORLD. Every body understands that it is on the best possible footing--grace, ease, high breeding and common sense being so blended together, that it is exceedingly difficult to a.n.a.lyze them, or, indeed, to tell which is which. It is this moral fusion that renders the whole perfect, as the harmony of fine coloring throws a glow of glory on the pictures of Claude, or, for that matter, on those of Cole, too. Still, as envious and evil disposed persons have dared to call in question the elegance, and more especially the retenue of a Manhattanese rout, I feel myself impelled, if not by that high sentiment, patriotism, at least by a feeling of grat.i.tude for the great consideration that is attached to pocket-handkerchiefs, just to declare that it is all scandal. If I have any fault to find with New York society, it is on account of its formal and almost priggish quiet--the female voice being usually quite lost in it--thus leaving a void in the ear, not to say the heart, that is painful to endure. Could a few young ladies, too, be persuaded to become a little more prominent, and quit their mother's ap.r.o.n-strings, it would add vastly to the grouping, and relieve the stiffness of the "shin-pieces" of formal rows of dark-looking men, and of the flounces of pretty women. These two slight faults repaired, New York society might rival that of Paris; especially in the Chausse d'Autin. More than this I do not wish to say, and less than this I cannot in honor write, for I have made some of the warmest and truest-hearted friends in New York that it ever fell to the lot of a pocket-handkerchief to enjoy.

{salle a manger-salons = dining rooms-parlor; GREAT EMPORIUM [capitals in original] = New York City; Claude = Claude Lorrain (1600-1682), French landscape painter; Cole = Thomas Cole (1801-1848), American landscape painter; rout = evening party; Chausse d'Autin = Chaussee d'Antin, a fashionable Parisian street and neighborhood}

It has been said that my arrival produced a general buzz. In less than a minute Eudosia had made her curtsy, and was surrounded, in a corner, by a bevy of young friends, all silent together, and all dying to see me. To deny the deep gratification I felt at the encomiums I received, would be hypocrisy. They went from my borders to my centre--from the lace to the hem--and from the hem to the minutest fibre of my exquisite texture. In a word, I was the first hundred-dollar pocket-handkerchief that had then appeared in their circles; and had I been a Polish count, with two sets of moustaches, I could not have been more flattered and "entertained." My fame soon spread through the rooms, as two little apartments, with a door between them that made each an alcove of the other, were called; and even the men, the young ones in particular, began to take an interest in me. This latter interest, it is true, did not descend to the minutiae of tr.i.m.m.i.n.gs and work, or even of fineness, but the "three figure" had a surprising effect. An elderly lady sent to borrow me for a moment. It was a queer thing to borrow a pocket-handkerchief, some will think; but I was lent to twenty people that night; and while in her hands, I overheard the following little aside, between two young fashionables, who were quite unconscious of the acuteness of the senses of our family.

"This must be a rich old chap, this Halfacre, to be able to give his daughter a hundred-dollar pocket-handkerchief, Tom; one might do well to get introduced."

"If you'll take my advice, Ned, you'll keep where you are," was the answer. "You've been to the surrogate's office, and have seen the will of old Simonds, and KNOW that he has left his daughter seventy-eight thousand dollars; and, after all, this pocket-handkerchief may be only a sign. I always distrust people who throw out such lures."

"Oh, rely on it, there is no sham here; Charley Pray told me of this girl last week, when no one had ever heard of her pocket-handkerchief."

"Why don't Charley, then, take her himself? I'm sure, if I had HIS imperial, I could pick and choose among all the second-cla.s.s heiresses in town."

{imperial = wealth (from a Russian gold coin)}

"Ay, there's the rub, Tom; one is obliged in our business to put up with the SECOND cla.s.s. Why can't we aim higher at once, and get such girls as the Burtons, for instance?"

"The Burtons have, or have had, a mother."

"And haven't all girls mothers? Who ever heard of a man or a woman without a mother!"

"True, physically; but I mean morally. Now this very Eudosia Halfacre has no more mother, in the last sense, than you have a wet-nurse. She has an old woman to help her make a fool of herself; but, in the way of a mother, she would be better off with a pair of good gum-shoes. A creature that is just to tell a girl not to wet her feet, and when to cloak and uncloak, and to help tear the check-book out of money, is no more of a mother than old Simonds was of a Solomon, when he made that will which every one of us knows by heart quite as well as he knows the const.i.tution."

Here a buzz in the room drew the two young men a little aside, and for a minute I heard nothing but indistinct phrases, in which "removal of deposites," "panic," "General Jackson," and "revolution," were the only words I could fairly understand. Presently, however, the young men dropped back into their former position, and the dialogue proceeded.

{General Jackson... = President Andrew Jackson in 1833 withdrew the federal government deposits from the Bank of the United States, leading to a major financial panic}

"There!" exclaimed Ned, in a voice louder than was prudent, "THAT is what I call an escape! That cursed handkerchief was very near taking me in. I call it swindling to make such false pretensions."

"It might be very awkward with one who was not properly on his guard; but with the right sort there is very little danger."

Here the two elegants led out a couple of heiresses to dance; and I heard no more of them or of their escapes. Lest the reader, however, should be misled, I wish to add, that these two worthies are not to be taken as specimens of New York morality at all--no place on earth being more free from fortune-hunters, or of a higher tone of social morals in this delicate particular. As I am writing for American readers, I wish to say, that all they are told of the vices of OLD countries, on the other side of the Atlantic, is strictly true; while all that is said, directly, or by implication, of the vices and faults of this happy young country, is just so much calumny. The many excellent friends I have made, since my arrival in this hemisphere, has bound my heart to them to all eternity; and I will now proceed with my philosophical and profound disquisitions on what I have seen, with a perfect confidence that I shall receive credit, and an independence of opinion that is much too dear to me to consent to place it in question. But to return to facts.

{elegants = dandies}

I was restored to Eudosia, with a cold, reserved look, by a lady into whose hands I had pa.s.sed, that struck me as singular, as shown to the owner of such an article. It was not long, however, before I discovered, to use a homely phrase, that something had happened; and I was not altogether without curiosity to know what that something was.

It was apparent enough, that Eudosia was the subject of general observation, and of general conversation, though, so long as she held me in her hand, it exceeded all my acuteness of hearing to learn what was said. The poor girl fancied her pocket-handkerchief was the common theme; and in this she was not far from right, though it was in a way she little suspected. At length Clara Caverly drew near, and borrowed me of her friend, under a pretext of showing me to her mother, who was in the room, though, in fact, it was merely to get me out of sight; for Clara was much too well-bred to render any part of another's dress the subject of her discussions in general society. As if impatient to get me out of sight, I was thrown on a sofa, among a little pile of consoeurs, (if there is such a word,) for a gathering had been made, while our pretty hostesses were dancing, in order to compare our beauty. There we lay quite an hour, a congress of pocket-handkerchiefs, making our comments on the company, and gossiping in our own fashion.

It was only the next day that I discovered the reason we were thus neglected; for, to own the truth, something had occurred which suddenly brought "three-figure," and even "two-figure" people of our cla.s.s into temporary disrepute. I shall explain that reason at the proper moment.

{consoeurs = fellow sisters}

The conversation among the handkerchiefs on the sofa, ran princ.i.p.ally on the subject of our comparative market value. I soon discovered that there was a good deal of envy against me, on account of my "three figures," although, I confess, I thought I cut a "poor figure," lying as I did, neglected in a corner, on the very first evening of my appearance in the fashionable world. But some of the opinions uttered on this occasion--always in the mesmeritic manner, be it remembered--will be seen in the following dialogue.

"Well!" exclaimed $25, "this is the first ball I have been at that I was not thought good enough to have a place in the quadrille. You see all the canaille are in the hands of their owners, while we, the elite of pocket-handkerchiefs, are left here in a corner, like so many cloaks."

{canaille = riff-raff}

"There must be a reason for this, certainly," answered $45, "though YOU have been flourished about these two winters, in a way that ought to satisfy one of YOUR pretensions."

An animated reply was about to set us all in commotion, when $80, who, next to myself, had the highest claims of any in the party, changed the current of feeling, by remarking--

"It is no secret that we are out of favor for a night or two, in consequence of three figures having been paid for one of us, this very day, by a bossess, whose father stopped payment within three hours after he signed the cheque that was to pay the importer. I overheard the whole story, half an hour since, and thus, you see, every one is afraid to be seen with an aristocratic handkerchief, just at this moment. But--bless you! in a day or two all will be forgotten, and we shall come more into favor than ever. All is always forgotten in New York in a week."

Such was, indeed, the truth. One General Jackson had "removed the deposits," as I afterwards learned, though I never could understand exactly what that meant; but, it suddenly made money scarce, more especially with those who had none; and every body that was "extended"

began to quake in their shoes. Mr. Halfacre happened to be in this awkward predicament, and he broke down in the effort to sustain himself. His energy had over-reached itself, like the tumbler who breaks his neck in throwing seventeen hundred somersets backwards.

CHAPTER XII.

Every one is more apt to hear an unpleasant rumor than those whom it immediately affects. Thus Eudosia and her mother were the only persons at Mrs. Trotter's ball who were ignorant of what had happened; one whispering the news to another, though no one could presume to communicate the fact to the parties most interested. In a commercial town, like New York, the failure of a reputed millionaire, could not long remain a secret, and every body stared at the wife and daughter, and me; first, as if they had never seen the wives and daughters of bankrupts before; and second, as if they had never seen them surrounded by the evidences of their extravagance.

But the crisis was at hand, and the truth could not long be concealed.

Eudosia was permitted to cloak and get into the carriage unaided by any beau, a thing that had not happened to her since speculation had brought her father into notice. The circ.u.mstance, more than any other, attracted her attention; and the carriage no sooner started than the poor girl gave vent to her feelings.

"What CAN be the matter, Ma?" Eudosia said, "that every person in Mrs.

Trotter's rooms should stare so at me, this evening? I am sure my dress is as well made and proper as that of any other young lady in the rooms, and as for the handkerchiefS, I could see envy in fifty eyes, when their owners heard the price."

"That is all, dear--they DID envy you, and no wonder they stared--nothing makes people stare like envy. I thought this handkerchief would make a commotion. Oh! I used to stare myself when envious."

"Still it was odd that Morgan Morely did not ask me to dance--he knows how fond I am of dancing, and for the credit of so beautiful a handkerchief, he ought to have been more than usually attentive to-night."

Mrs. Halfacre gaped, and declared that she was both tired and sleepy, which put an end to conversation until the carriage reached her own door.

Both Mrs. Halfacre and Eudosia were surprised to find the husband and father still up. He was pacing the drawing-room, by the light of a single tallow candle, obviously in great mental distress.

"Bless me!" exclaimed the wife--"YOU up at this hour?--what CAN have happened? what HAS come to our door?"

"Nothing but beggary," answered the man, smiling with a bitterness which showed he felt an inhuman joy, at that fierce moment, in making others as miserable as himself. "Yes, Mrs. Henry Halfacre--yes, Miss Eudosia Halfacre, you are both beggars--I hope that, at least, will satisfy you."

"You mean, Henry, that you have failed?" For that was a word too familiar in New York not to be understood even by the ladies. "Tell me the worst at once--is it true, HAVE you failed?"

"It IS true--I HAVE failed. My notes have been this day protested for ninety-five thousand dollars, and I have not ninety-five dollars in bank. To-morrow, twenty-three thousand more will fall due, and this month will bring round quite a hundred and thirty thousand more. That accursed removal of the deposits, and that tiger, Jackson, have done it all."

To own the truth, both the ladies were a little confounded. They wept, and for some few minutes there was a dead silence, but curiosity soon caused them both to ask questions.

"This is very dreadful, and with our large family!" commenced the mother--"and so the general has it all to answer for--why did you let him give so many notes for you?"

"No--no--it is not that--I gave the notes myself; but he removed the deposits, I tell you."

"It's just like him, the old wretch! To think of his removing your deposits, just as you wanted them so much yourself! But why did the clerks at the bank let him have them--they ought to have known that you had all this money to pay, and people cannot well pay debts without money."

"You are telling that, my dear, to one who knows it by experience. That is the very reason why I have failed. I have a great many debts, and I have no money."